25 7th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 25 7th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.286 acres (12,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Jul 2018)
Tax Bill	$2,626 (2026)
Deeds & Mortgages	Jul 2018 Sale & Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17.00206.00`

Property Details

APN / Parcel Number

Primary APN	`17.00206.00`

Exterior

Lot Area	12,499 sqft (0.286 acres)

Location & Zoning

Street Address	25 7TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-0808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-014 BLOCK-009 & LOT 15
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EAST ST CLOUD
Legal Block	9
Legal Lot Number	14-15
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5024
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 7TH AVE SE, SAINT CLOUD, MN 56304-0808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA
Jul 18, 2018	Affidavit of Death of Joint Tenant, Transfer QUDARY TITLE, QUARRY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	2018430594
Prior Transfer Date	Jul 9, 2018
Prior Transfer Doc	0000430591
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 18, 2018
Property Address	25 7TH AVE SE, SAINT CLOUD, MN 56304-0808
Document Number	430594
Instrument Date	Jul 9, 2018
Instrument	430594
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$445.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 7TH AVE SE, SAINT CLOUD, MN 56304-0808

Mortgage

Document Number	430595
Date	Jul 18, 2018
Instrument	430595

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BENTON MN
Recording Date	Jul 18, 2018
Property Address	25 7TH AVE SE, SAINT CLOUD, MN 56304-0808
Document Number	430591
Instrument Date	Jul 9, 2018
Instrument	430591
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	QUDARY TITLE, QUARRY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,626.00 (+41.03%) Homeowner's exemption	$168,300 (-) Land $30,000 Building $138,300	$168,300 (-) Land $30,000 Building $138,300
2023	$1,862.00	$168,300 Land $30,000 Building $138,300	$168,300 Land $30,000 Building $138,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink.

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