102 7th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 102 7th Ave SE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.116 acres (5,071 sqft)
Owner	Individual Name on File
Last Sale	$229,900 (Nov 2023)
Tax Bill	$2,692 (2026)
Deeds & Mortgages	Apr 2026 Transfer Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00105.00`

Property Details

APN / Parcel Number

Primary APN	`17.00105.00`

Exterior

Lot Area	5,071 sqft (0.116 acres)

Location & Zoning

Street Address	102 7TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-0809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 AUDITORS 1916 SUBD OF 36-36-31 LOT-020 ON A EXT OF NLY LINE OF BLK 34 EXC EXT 40.55 FT SELY 78 FT
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	AUDITORS 1916 SUBD OF 36-36-31
Legal Block	34
Legal Lot Number	20
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	5
Census Block	5023
Census Tract	21201

Owner

Source: Benton County records · APN 17.00105.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 7TH AVE SE, SAINT CLOUD, MN 56304-0809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY BANK MINNESOTA
Dec 04, 2023	Warranty Deed, Transfer · Conventional Mortgage LIBERTY BANK MINNESOTA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Mar 27, 2013 · Amount on Record
Deed Document Number	20231605469
Last Transfer Date	Apr 10, 2026
Transfer Doc	0000482696
Record Updated	Sep 20, 2026

April 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Apr 10, 2026
Property Address	102 7TH AVE SE, SAINT CLOUD, MN 56304-0809
Document Number	0000482696
Instrument Date	Apr 10, 2026
Instrument	2026482696
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	102 7TH AVE SE, SAINT CLOUD, MN 56304-0809
Transaction Type	Mortgage
Record Updated	Jan 01, 2026
Title Company	TRI-COUNTY ABSTRACT, TRI COUNTY ABST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 7TH AVE SE, SAINT CLOUD, MN 56304-0809

Mortgage

Document Number	0000480883
Date	Dec 10, 2025
Instrument	480883

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank
Address	SAINT CLOUD, MN 56301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2041

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Dec 04, 2023
Property Address	102 7TH AVE SE, SAINT CLOUD, MN 56304-0809
Document Number	0000469404
Instrument Date	Nov 30, 2023
Instrument	469404
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	QUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$758.67
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 7TH AVE SE, SAINT CLOUD, MN 56304-0809

Mortgage

Document Number	0000469405
Date	Dec 04, 2023
Instrument	469405

Lender

Name	LIBERTY BANK MINNESOTA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2053

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,692.00 (+12.07%) Homeowner's exemption	$216,400 (+8.74%) Land $25,000 Building $191,400	$216,400 (+8.74%) Land $25,000 Building $191,400
2025	$2,402.00 (+23,92%) Homeowner's exemption	$199,000 (+23.6%) Land $25,000 Building $174,000	$199,000 (+23.6%) Land $25,000 Building $174,000
2023	$10.00	$161,000 Land $25,000 Building $136,000	$161,000 Land $25,000 Building $136,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Lumen Technologies, Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on 7th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures