San Diego County property record for 1189 Rachel Cir, Escondido, CA 92026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,627 sqft · built 1990 |
| Lot Size | 0.12 acres (5,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Sep 1997) |
| Tax Bill | $2,830 (2025) |
| Deeds & Mortgages | Feb 2026 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 226-780-47-00 |
| Primary APN | 226-780-47-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,627 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 5,209 sqft (0.12 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1189 RACHEL CIR |
|---|---|
| City | ESCONDIDO |
| State | CA |
| Zip | 92026-2154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 47 TR 012250 |
| Legal Subdivision | COUNTY OF SAN DIEGO TRACT #4633-2 |
| Legal Tract | 012250 |
| Legal Block | 3 |
| Legal Lot Number | 47 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20305 |
1189 Rachel Cir is owned and occupied by two individuals who acquired it in September 2003.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1189 RACHEL CIR, ESCONDIDO, CA 92026-2154 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 1997 · Amount on File |
| Deed Sale | Sep 19, 1997 · Amount on File |
| Prior Sale | Jul 13, 1989 · Amount on File |
| Deed Document Number | 1997460872 |
| Last Transfer Date | Sep 30, 2003 |
| Transfer Doc | 0001231268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1189 RACHEL CIR, ESCONDIDO, CA 92026-2154 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1189 RACHEL CIR, ESCONDIDO, CA 92026-2154 |
| Document Number | 0000053830 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 2026-0053830 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 91 Months |
| Due | Sep 1, 2033 |
The 2025 property tax bill for 1189 Rachel Cir was $2,830 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Escondido Union Elementary School District (KG - 08) |
| Secondary School District | Escondido Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $260,560 (+2%) Land $99,255 Building $161,305 | |
| 2025 | $2,830.00 Homeowner's exemption | $255,452 Land $97,309 Building $158,143 |
| 2023 | $2,703.00 (+1.35%) Homeowner's exemption | $245,534 Land $93,531 Building $152,003 |
| 2022 | $2,667.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1189 Rachel Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1980–1982) |
| Most Recent Claim | Feb 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1189 Rachel Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Spectrum.
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