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1144 Cypress Point Dr, Banning, CA 92220 Property Records

Riverside County property record for 1144 Cypress Point Dr, Banning, CA 92220

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.75 ba · 1,285 sqft · built 1989
Owner2 Individual Names on Record
Last Sale$335,000 (Jul 2023)
Tax Bill$1,256 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN440-020-058

Property Details

APN / Parcel Number

Primary APN440-020-058
Alternative APN
  • 421310058

Interior

Bedrooms3 Beds
Full Baths1.75 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,285 sqft Living Area
Gross Area1,789 sqft
1st Floor Area1,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeWood
Roof MaterialTile
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1144 CYPRESS POINT DR
CityBANNING
StateCA
Zip92220-5404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 146 MB 176/074 TR 22174
Legal SubdivisionTRACT NO. 22174
Legal Tract22174
Legal Lot Number146
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2020
Census Tract43812

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1144 CYPRESS POINT DR, BANNING, CA 92220-5404
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 3, 2026Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK N A
Jul 31, 2023Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2023 · Amount on Record
Deed SaleJul 31, 2023 · Amount on Record
Prior SaleAug 29, 2002 · Amount on Record
Deed Document Number2023221816
Prior Transfer DateOct 4, 2007
Prior Transfer Doc0000703897
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateJun 3, 2026
Property Address1144 CYPRESS POINT DR, BANNING, CA 92220-5404
Document Number0000168317
Instrument DateJan 26, 2026
Instrument2026168317
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address1144 CYPRESS POINT DR, BANNING, CA 92220-5404

Mortgage

Document Number0000168317,
DateJun 3, 2026
Instrument2026168317
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2056
Interest
Rate TypeFixed Rate
Rate6.18%
Initial TypeFixed Rate
Max Rate-1%

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJul 31, 2023
Property Address1144 CYPRESS POINT DR, BANNING, CA 92220-5404
Document Number0000221816
Map ReferenceMB 176 PG 74-79
Instrument DateJun 16, 2023
Instrument2023-0221816
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1144 CYPRESS POINT DR, BANNING, CA 92220-5404

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$95,535 (+2%) Land $14,257 Building $81,278
2025$1,256.00 (-54.31%) Homeowner's exemption$93,663 (-52.94%) Land $13,978 Building $79,685
2023$2,749.00 (+2.19%) Homeowner's exemption$199,043 (+2%) Land $83,513 Building $115,530
2022$2,690.00 Homeowner's exemption$195,141 Land $81,876 Building $113,265
2021$288,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BANNING
serves 31,680 people · EPA ID CA3310006
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 812 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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