1188 E Bentley Cir, Troy, OH 45373 Property Records

Miami County property record for 1188 E Bentley Cir, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,647 sqft · built 2023
Lot Size	0.114 acres (4,966 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Mar 2026)
Tax Bill	$2,330 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R50-041818`

Property Details

APN / Parcel Number

Primary APN	`R50-041818`
Alternative APN	`011018.1-14-074-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
1st Floor Area	3,294 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,966 sqft (0.114 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1188 E BENTLEY CIR
City	TROY
State	OH
Zip	45373-7842
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 11080 VILLAS OF HALIFAX
Legal Subdivision	VILLAS OF HALIFAX
Legal Lot Number	11080
Jurisdiction	MIAMI OH
Township / Civil Division	STAUNTON
Census Block Group	1
Census Block	1036
Census Tract	365101

Owner

Source: Miami County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1188 E BENTLEY CIR, TROY, OH 45373-7842
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Nov 10, 2025	Affidavit of Death of Joint Tenant, Transfer BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC
Nov 10, 2025	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Apr 1, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage ROCKET MORTGAGE LLC
Jul 3, 2023	Warranty Deed, Construction Loan · Construction Mortgage NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2026 · Amount on Record
Deed Sale	Mar 16, 2026 · Amount on Record
Prior Sale	Nov 10, 2025
Deed Document Number	20263008
Prior Transfer Date	Nov 7, 2025
Prior Transfer Doc	0000013028
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Mar 16, 2026
Property Address	1188 E BENTLEY CIR, TROY, OH 45373-7842
Document Number	0000003008
Map Reference	MB 28 PG 8
Instrument Date	Mar 12, 2026
Instrument	2026OR-03008
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 E BENTLEY CIR, TROY, OH 45373-7842

Mortgage

Document Number	0000003009
Date	Mar 16, 2026
Instrument	2026OR-03009

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MIAMI OH
Recording Date	Nov 10, 2025
Property Address	1188 E BENTLEY CIR, TROY, OH 45373-7842
Document Number	0000013028
Map Reference	MB 27 PG 93 & 93F
Instrument Date	Oct 16, 2025
Instrument	2025OR-13028
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 E BENTLEY CIR, TROY, OH 45373-7842

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Nov 10, 2025
Property Address	1188 E BENTLEY CIR, TROY, OH 45373-7842
Document Number	0000013029
Map Reference	MB 28 PG 8
Instrument Date	Oct 2, 2025
Instrument	2025OR-13029
Transaction Type	Transfer
Record Updated	Nov 20, 2025
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1188 E BENTLEY CIR, TROY, OH 45373-7842

Mortgage

Document Number	0000013030
Date	Nov 10, 2025
Instrument	2025OR-13030

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Apr 1, 2024
Property Address	1188 E BENTLEY CIR, TROY, OH 45373-7842
Document Number	0000003157
Map Reference	MB 27 PG 93 AND 93
Instrument Date	Mar 29, 2024
Instrument	2024OR-03157
Transaction Type	Subdivision Related Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1188 E BENTLEY CIR, TROY, OH 45373-7842

Mortgage

Document Number	0000003158
Date	Apr 1, 2024
Instrument	2024OR-03158

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0000003158
Date	Apr 1, 2024
Instrument	2024OR-03158

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Jul 3, 2023
Property Address	1188 E BENTLEY CIR, TROY, OH 45373-7842
Document Number	0000007044
Map Reference	MB 28 PG 8
Instrument Date	Jun 28, 2023
Instrument	2023OR-07044
Transaction Type	Construction Loan
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	701 N MARKET ST, TROY, OH 45373-1421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007045
Date	Jul 3, 2023
Instrument	2023OR-07045

Lender

Name	NATIONAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 28, 2043

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Staunton Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,330.00 (+42.16%) Homeowner's exemption	$120,890 (+138.21%) Land $13,650 Building $107,240	$345,400 (+138.21%) Land $39,000 Building $306,400
2024	$1,639.00 (+311.81%)	$50,750 (+311.93%) Land $13,650 Building $37,100
2023	$398.00 (-4.33%)	$12,320 (-) Land $12,320	$145,000 (+311.93%) Land $39,000 Building $106,000
2022	$416.00	$12,320 Land $12,320	$35,200 Land $35,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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