1187 Monterey Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 1187 Monterey Pl, Encinitas, CA 92024 · Last verified August 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,633 sqft · built 1998
Lot Size	2 acres (87,277 sqft)
Owner	Company Name on File
Last Sale	$665,000 (Nov 2016)
Tax Bill	$10,340 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`257-510-04-07`

Property Details

APN / Parcel Number

Primary APN	`257-510-04-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,633 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	87,277 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1187 MONTEREY PL
City	ENCINITAS
State	CA
Zip	92024-1340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	US 11PER DOC96-559740&UND INT IN MODULE A COMMON AREA IN TR MENDOCINO1
Legal Subdivision	MENDOCINO PH 1
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County records · APN 257-510-04-07

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 06, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 06, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 09, 2016 · Amount on Record
Deed Sale	Nov 09, 2016 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Document Number	2016609787
Last Transfer Date	Sep 20, 2021
Transfer Doc	0000699463
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000368969
Date	Aug 15, 2017
Instrument	2017-0368969

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000468979
Date	Aug 19, 2020
Instrument	2020-0468979

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 06, 2021
Property Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000699463
Map Reference	DOC 1996-0559740
Instrument Date	Sep 20, 2021
Instrument	2021-0699463
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000699464
Date	Oct 06, 2021
Instrument	2021-0699464

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2036

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 06, 2019
Property Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000168242
Map Reference	DOC 1996-0559740
Instrument Date	Apr 12, 2019
Instrument	2019-0168242
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIDELITY NATIONAL TTL CO IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1187 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000168243
Date	May 06, 2019
Instrument	2019-0168243

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$787,218 (+2%) Land $472,331 Building $314,887
2025	$10,340.00 (+4.63%) Homeowner's exemption	$771,783 (+4.04%) Land $463,070 Building $308,713
2023	$9,882.00 (+5.41%) Homeowner's exemption	$741,816 Land $445,090 Building $296,726
2022	$9,375.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730176061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 224 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Ting Fiber, Cox Communications, California Internet, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Monterey Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures