1171 Monterey Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 1171 Monterey Pl, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,792 sqft · built 1998
Lot Size	2 acres (87,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,485,000 (Nov 2025)
Tax Bill	$11,898 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-510-04-03`

Property Details

APN / Parcel Number

Primary APN	`257-510-04-03`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	87,277 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1171 MONTEREY PL
City	ENCINITAS
State	CA
Zip	92024-1340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU1
Legal Description	US 7 PER DOC96-559740&UND INT IN MODULE A COMMON AREA IN TR MENDOCINO1
Legal Subdivision	MENDOCINO PH 1
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1171 MONTEREY PL, ENCINITAS, CA 92024-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 29, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Aug 13, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	2025324180
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2025
Property Address	1171 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000324180
Map Reference	DOC 1996-0559740
Instrument Date	Oct 29, 2025
Instrument	2025-0324180
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1171 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000324181
Date	Nov 17, 2025
Instrument	2025-0324181

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1171 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112995
Date	Mar 29, 2019
Instrument	2019-0112995

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	8.37%

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 13, 2018
Property Address	1171 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000330223
Map Reference	FILE 1996-0559740
Instrument Date	Jul 13, 2018
Instrument	2018-0330223
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1171 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000330224
Date	Aug 13, 2018
Instrument	2018-0330224

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,485,000 (+62.34%) Land $632,189 Building $852,811
2025	$11,898.00 (+4.81%) Homeowner's exemption	$914,721 (+4.04%) Land $389,412 Building $525,309
2023	$11,352.00 (+4.96%) Homeowner's exemption	$879,203 Land $374,292 Building $504,911
2022	$10,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting, Verizon.

Nearby Properties on Monterey Pl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures