1184 Monterey Pl, Encinitas, CA 92024 Property Records

San Diego County property record for 1184 Monterey Pl, Encinitas, CA 92024

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,792 sqft · built 1998
Lot Size	2 acres (87,277 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Dec 2011)
Tax Bill	$9,160 (2025)
Deeds & Mortgages	Sep 2021 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`257-510-04-09`

Property Details

APN / Parcel Number

Primary APN	`257-510-04-09`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Lot Area	87,277 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1184 MONTEREY PL
City	ENCINITAS
State	CA
Zip	92024-1340
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	ER-MU1
Legal Description	US 13PER DOC96-559740&UND INT IN MODULE A COMMON AREA IN TR MENDOCINO1
Legal Subdivision	MENDOCINO PH 1
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	17606

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1625 SCOTT PL, ENCINITAS, CA 92024-2465
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 18, 2021	Intrafamily Transfer, Transfer
Oct 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2011 · Amount on Record
Deed Sale	Dec 9, 2011 · Amount on Record
Prior Sale	Sep 4, 2003 · Amount on Record
Deed Document Number	2011663848
Last Transfer Date	Apr 21, 2021
Transfer Doc	0000378387
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1184 MONTEREY PL, ENCINITAS, CA 92024-1340
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1184 MONTEREY FL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000672777
Date	Sep 24, 2021
Instrument	2021-0672777

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2021
Property Address	1184 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000378387
Map Reference	DOC 1996-0559740
Instrument Date	Apr 21, 2021
Instrument	2021-0378387
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1184 MONTEREY PL, ENCINITAS, CA 92024-1340

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2020
Property Address	1184 MONTEREY PL, ENCINITAS, CA 92024-1340
Document Number	0000604574
Map Reference	DOC 1996-559740
Instrument Date	Aug 24, 2020
Instrument	2020-0604574
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1184 MONTEREY PL, ENCINITAS, CA 92024-1340

Mortgage

Document Number	0000604575
Date	Oct 7, 2020
Instrument	2020-0604575

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$666,195 (+2%) Land $430,990 Building $235,205
2025	$9,160.00 (+5.28%)	$653,134 (+4.04%) Land $422,540 Building $230,594
2023	$8,701.00 (+5.89%) Homeowner's exemption	$627,774 Land $406,133 Building $221,641
2022	$8,217.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Ting, Verizon.

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