1187 Leonard Ave, Oceanside, CA 92054 Property Records

San Diego County property record for 1187 Leonard Ave, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,844 sqft · built 2007
Lot Size	0.26 acres (11,322 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (May 2018)
Tax Bill	$11,099 (2025)
Deeds & Mortgages	May 2018 Line of Credit May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150-410-63-00`

Property Details

APN / Parcel Number

Primary APN	`150-410-63-00`
Alternative APN	`1504106100`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	11,322 sqft (0.26 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1504106100
Street Address	1187 LEONARD AVE
City	OCEANSIDE
State	CA
Zip	92054-4219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PAR 2 ST CLSD& TR PM02018
Legal Subdivision	CITY OF OCEANSIDE
Legal Tract	2018
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18201

Owner

1187 Leonard Ave is owned and occupied by two individuals who bought it in May 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1187 LEONARD AVE, OCEANSIDE, CA 92054-4219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2018	Deed of Trust, Mortgage · Line of Credit HOMESTREET BK
May 10, 2018	Grant Deed, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2018 · Amount on File
Deed Sale	May 10, 2018 · Amount on File
Prior Sale	Jan 14, 2005 · Amount on File
Deed Document Number	2018189946
Prior Transfer Date	Oct 18, 2010
Prior Transfer Doc	0000557823
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1187 LEONARD AVE, OCEANSIDE, CA 92054-4219
Document Number	0000189948
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	May 18, 2018
Title Company	TICOR TITLE SAN DIEGO BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	494 AVENIDA PRIMAVERA DEL MAR CA 920142421, DEL MAR, CA 92014-2421

Mortgage

Document Number	0000189948
Date	May 10, 2018
Instrument	189948

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 9, 2043

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2018
Property Address	1187 LEONARD AVE, OCEANSIDE, CA 92054-4219
Document Number	0000189946
Instrument Date	Apr 24, 2018
Instrument	2018-0189946
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1187 LEONARD AVE, OCEANSIDE, CA 92054-4219
Investor	Possibly a Property Investor

Mortgage

Document Number	0000189947
Date	May 10, 2018
Instrument	2018-0189947

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	1-Year LIBOR
Max Rate	9.62%

Mortgage

Document Number	0000189948
Date	May 10, 2018
Instrument	2018-0189948

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1187 Leonard Ave was $11,099 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,507 (+2%) Land $754,378 Building $261,129
2025	$11,099.00 Homeowner's exemption	$995,596 Land $739,587 Building $256,009
2023	$10,550.00 (+1.55%) Homeowner's exemption	$956,938 Land $710,869 Building $246,069
2022	$10,389.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1187 Leonard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1187 Leonard Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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