Monroe County property record for 1187 Basque Ln, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,444 sqft · built 1981 |
| Lot Size | 0.252 acres (10,980 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $780,000 (Jan 2017) |
| Tax Bill | $19,763 (2024) |
| Deeds & Mortgages | May 2024 Transfer Jan 2017 Sale |
| Flood Zone | Zone VE (high risk) |
| APN | 00186320-000000 |
| Primary APN | 00186320-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,444 sqft Living Area |
| 1st Floor Area | 2,064 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,980 sqft (0.252 acres) |
| Garage Type | Covered |
| Garage Area | 384 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 1,272 sqft |
| Deck Area | 20 sqft |
| Patio Area | 672 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1238309 |
|---|---|
| Street Address | 1187 BASQUE LN |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 16 LT 9 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR563-978 OR756-1892 OR1251-470 OR2546-1272 OR2833-460 OR3256-272 OR3275-1143 OR3291-903 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 33 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES 1ST ADD |
| Legal Block | 16 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971501 |
1187 Basque Ln is owned and occupied by two individuals who acquired it in May 2024.
Source: Monroe County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1187 BASQUE LN, SUMMERLAND KEY, FL 33042-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2024 | Intrafamily Transfer, Transfer |
| Jan 3, 2017 | Warranty Deed, Transfer TRUE TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on File |
| Deed Sale | Jan 3, 2017 · Amount on File |
| Prior Sale | Mar 1, 1993 · Amount on File |
| Deed Document Number | 20172105210 |
| Deed Book / Page | 2833 / 460 |
| Last Transfer Date | May 9, 2024 |
| Transfer Doc | 0032751143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | May 10, 2024 |
| Property Address | 1187 BASQUE LN, SUMMERLAND KEY, FL 33042-4334 |
| Document Number | 0032751143 |
| Book / Page | 3275 / 1143 |
| Map Reference | MB 5 PG 60 |
| Instrument Date | May 9, 2024 |
| Instrument | 2461142 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1187 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Name | Verified Name |
|---|---|
| Address | 1187 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 3, 2017 |
| Property Address | 1187 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Document Number | 0028330460 |
| Book / Page | 002833 / 000460 |
| Instrument Date | Dec 30, 2016 |
| Instrument | 2105210 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2017 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,460.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1187 BASQUE LN CUDJOE KEY FL 330424334, CUDJOE KEY, FL 33042-4334 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $786,157 | $1,842,026 Land $1,537,529 Building $304,497 | |
| 2024 | $19,763.00 (+2,503.82%) | ||
| 2023 | $759.00 (+1.47%) Homeowner's exemption | $741,749 (+3%) | $1,756,230 (+5%) Land $1,451,995 Building $304,235 |
| 2022 | $748.00 Homeowner's exemption | $720,145 | $1,170,835 Land $859,514 Building $311,321 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1187 Basque Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1187 Basque Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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