Monroe County property record for 1127 Basque Ln, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,320 sqft · built 2018 |
| Lot Size | 0.16 acres (6,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (Sep 2016) |
| Tax Bill | $6,261 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Loan Modification + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 00186260-000000 |
| Primary APN | 00186260-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Plywood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Lot Area | 6,985 sqft (0.16 acres) |
| Porch | Open Porch |
| Heating System | Forced Air |
|---|
| Account Number | 1238244 |
|---|---|
| Old Parcel Number | 33662800186260000000 |
| Street Address | 1127 BASQUE LN |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 16 LT 3 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR637-211 OR1024-1062 OR1029-2067 OR1089-156 OR1740-2364 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 33 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES 1ST ADD |
| Legal Block | 16 |
| Legal Lot Number | 3 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971501 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8605 BLUESTEM DR, VICTORIA, MN 55386-5002 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 28, 2018 | Loan Modification, Mortgage · Conventional Mortgage CAPITAL BK NA |
| Mar 31, 2018 | Loan Modification, Mortgage · Conventional Mortgage CAPITAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2016 · Amount on Record |
| Deed Sale | Sep 15, 2016 · Amount on Record |
| Prior Sale | Apr 19, 2010 · Amount on Record |
| Deed Document Number | 2091739 |
| Deed Book / Page | 2815 / 2023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1127 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0030192226 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 3019/2226 |
| Instrument | 2264352 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1127 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Document Number | 0029151820 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1127 BASQUE LN CUDJOE KEY FL 330424334, CUDJOE KEY, FL 33042-4334 |
| Document Number | 0029151820 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 002915/001820 |
| Instrument | 2176868 |
| Name | CAPITAL BK NA |
|---|---|
| Address | FORT MYERS, FL 33966 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 5, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 1127 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Document Number | 0028992388 |
| Instrument Date | Mar 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1127 BASQUE LN CUDJOE KEY FL 330424334, CUDJOE KEY, FL 33042-4334 |
| Document Number | 0028992388 |
|---|---|
| Date | Apr 6, 2018 |
| Book Page | 002899/002388 |
| Instrument | 2163052 |
| Name | CAPITAL BK |
|---|---|
| Type | Bank |
| Address | FORT MYERS, FL 33966 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $758,841 (-2.14%) Land $476,000 Building $282,841 | $758,841 (-2.14%) Land $476,000 Building $282,841 | |
| 2024 | $6,261.00 (+4.52%) | ||
| 2023 | $5,990.00 (+16.7%) | $775,432 (+35.82%) Land $512,400 Building $263,032 | $775,432 (+35.82%) Land $512,400 Building $263,032 |
| 2022 | $5,133.00 | $570,944 Land $305,200 Building $265,744 | $570,944 Land $305,200 Building $265,744 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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