Monroe County property record for 1137 Basque Ln, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 2012 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $519,000 (Dec 2020) |
| Tax Bill | $4,774 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00186270-000000 |
| Primary APN | 00186270-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,188 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,000 sqft (0.161 acres) |
| Garage Type | Covered |
| Garage Area | 540 sqft |
| Porch | Unfinished Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1238252 |
|---|---|
| Street Address | 1137 BASQUE LN |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-4334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 16 LT 4 CUTTHROAT HARBOR ESTATES FIRST ADDN CUDJOE KEY PB5-60 OR637-212 OR1024-1061 OR1029-2066 OR1089-157 OR1740-2364 OR2427-1962 OR2570-1442 OR2657-1621/22 OR2672-1297 OR2824-1705/07 OR2869-827/828 OR3065-484 |
| Legal Range | 28E |
| Legal Township | 66S |
| Legal Section | 33 |
| Legal Subdivision | CUTTHROAT HARBOR ESTATES 1ST ADD |
| Legal Block | 16 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 971501 |
1137 Basque Ln is owned and occupied by an individual who bought it in December 2020.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1137 BASQUE LN, SUMMERLAND KEY, FL 33042-4334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 16, 2017 | Quit Claim Deed, Transfer · VA Mortgage ACOPIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2020 · Amount on File |
| Deed Sale | Dec 28, 2020 · Amount on File |
| Prior Sale | Aug 16, 2017 |
| Deed Document Number | 20202296559 |
| Deed Book / Page | 3065 / 484 |
| Prior Transfer Date | Oct 24, 2016 |
| Prior Transfer Doc | 0028241705 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 28, 2020 |
| Property Address | 1137 BASQUE LN, SUMMERLAND KEY, FL 33042-4334 |
| Document Number | 0030650484 |
| Book / Page | 3065 / 484 |
| Map Reference | MB 5 PG 60 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 2296559 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,633.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5395 BOWMAN DR, 5395, WINTER GARDEN, FL 34787-5023 |
| Name | Verified Name |
|---|---|
| Address | 1137 BASQUE LN, CUDJOE KEY, FL 33042-4334 |
| Document Number | 0003065486 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | 3065/486 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Aug 16, 2017 |
| Property Address | 1137 BASQUE LN, SUMMERLAND KEY, FL 33042-4334 |
| Document Number | 0028690827 |
| Book / Page | 002869 / 000827 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 2135329 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2019 |
| Title Company | INNOVATIVE TITLE AND TRUST LLC, INNOVATIVE TITLE & TRUST LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1137 BASQUE LN CUDJOE KEY FL 330424334, CUDJOE KEY, FL 33042-4334 |
| Investor | Possibly a Property Investor |
| Document Number | 28690829 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 002869/000829 |
| Instrument | 2135330 |
| Name | ACOPIA |
|---|---|
| Address | GOODLETTSVILLE, TN 37072 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2047 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $520,953 | $762,125 Land $535,500 Building $226,625 | |
| 2024 | $4,774.00 (+4.37%) | ||
| 2023 | $4,574.00 (+2.69%) Homeowner's exemption | $491,527 (+3%) | $788,393 (+41.4%) Land $576,450 Building $211,943 |
| 2022 | $4,454.00 Homeowner's exemption | $477,211 | $557,572 Land $343,350 Building $214,222 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1137 Basque Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 501 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 501 in force |
| Nearby Flood Claims | 1,356 (1980–2023) |
| Claims Outside the SFHA | 2 of 1,356 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1137 Basque Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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