11860 Cardinal Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 11860 Cardinal Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,938 sqft · built 1963
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2016)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-33-451-004`

Property Details

APN / Parcel Number

Primary APN	`19-33-451-004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,938 sqft
Gross Area	3,484 sqft
1st Floor Area	1,938 sqft

Exterior

Year Built	Built 1963
Architectural Style	Ranch
Exterior Material	Frame Siding
Lot Area	69,696 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	11860 CARDINAL DR
City	ALGONQUIN
State	IL
Zip	60102-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2016R0009436 LT 15 GREEN PASTURES
Legal Range	08E
Legal Township	43N
Legal Section	33
Legal Subdivision	GREEN PASTURES
Legal Block	451
Legal Lot Number	15
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1017
Census Tract	871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11860 CARDINAL DR, ALGONQUIN, IL 60102-2579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2016 · Amount on Record
Deed Sale	Mar 24, 2016 · Amount on Record
Prior Sale	Nov 14, 2000
Deed Document Number	2016R0009436
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	11860 CARDINAL DR, ALGONQUIN, IL 60102-2579
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055604
Date	Dec 17, 2020
Instrument	2020R0055604

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company
Address	WARRENVILLE, IL 60555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	11860 CARDINAL DR, ALGONQUIN, IL 60102-2579
Document Number	0000042014
Instrument Date	Dec 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11860 CARDINAL DR ALGONQUIN IL 601022579, ALGONQUIN, IL 60102-2579

Mortgage

Document Number	0000042014
Date	Dec 6, 2019
Instrument	42014

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 5, 2039

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$114,675 Land $24,521 Building $90,154	$344,025 Land $73,563 Building $270,462

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jul 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband, Verizon.

Nearby Properties on Cardinal Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures