1303 Cardinal Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1303 Cardinal Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 2,420 sqft · built 1973
Lot Size0.542 acres (23,618 sqft)
Owner2 Company Names on File
Last Sale$252,500 (May 2016)
Tax Bill$7,471 (2025)
Deeds & MortgagesOct 2025 Transfer
Sep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-04-226-002

Property Details

APN / Parcel Number

Primary APN03-04-226-002

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Stories2 Stories
Building Area2,420 sqft Living Area
Gross Area2,968 sqft
1st Floor Area1,250 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRaised Ranch
Lot Area23,618 sqft (0.542 acres)
Lot Dimensions110 ft deep x 210 ft wide
Garage TypeAttached
Garage Area548 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1303 CARDINAL DR
CityALGONQUIN
StateIL
Zip60102-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 GASLIGHT TERRACE SOUTH UNIT 1 SUBDIVISION: GASLIGHT SOUTH RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionGASLIGHT SOUTH
Legal Block4
Legal Lot Number14
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group4
Census Block4002
Census Tract850106

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address1303 CARDINAL DR, ALGONQUIN, IL 60102-2510
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Sep 19, 2025Deed of Trust, Mortgage · Line of Credit
BMO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 23, 2016 · Amount on Record
Deed SaleMay 23, 2016 · Amount on Record
Prior SaleMar 17, 2004 · Amount on Record
Deed Document Number201624938
Prior Transfer DateFeb 6, 2004
Prior Transfer Doc0000032396
Record UpdatedSep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateOct 28, 2025
Property Address1303 CARDINAL DR, ALGONQUIN, IL 60102-2510
Document Number0000042498
Instrument DateOct 27, 2025
Instrument2025K042498
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 CARDINAL DR, ALGONQUIN, IL 60102-2510
InvestorPossibly a Property Investor

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1303 CARDINAL DR, ALGONQUIN, IL 60102-2510
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1303 CARDINAL DR, ALGONQUIN, IL 60102-2510

Mortgage

Document Number0000036464
DateSep 19, 2025
Instrument2025K036464
Lender
NameBMO BANK NA
TypeBank
AddressCHICAGO, IL 60606
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 18, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,471.00 (-4.67%) Homeowner's exemption
2024$7,837.00 (+1.96%) Homeowner's exemption$112,846 (+13.32%) Land $26,652 Building $86,194$338,673 (+13.36%) Land $79,988 Building $258,685
2022$7,686.00 (+2.74%) Homeowner's exemption$99,583 (+10.69%) Land $23,981 Building $75,602$298,749 (+10.69%) Land $71,943 Building $226,806
2021$7,481.00 Homeowner's exemption$89,969 Land $22,643 Building $67,326$269,907 Land $67,929 Building $201,978

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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