1301 Cardinal Dr, Algonquin, IL 60102 Property Records

Kane County property record for 1301 Cardinal Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1,456 sqft · built 1972
Lot Size0.545 acres (23,745 sqft)
Owner2 Individual Names on Record
Last Sale$181,000 (Sep 1999)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN03-04-226-001

Property Details

APN / Parcel Number

Primary APN03-04-226-001

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area3,440 sqft
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Lot Area23,745 sqft (0.545 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1301 CARDINAL DR
CityALGONQUIN
StateIL
Zip60102-2510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 15 GASLIGHT TERRACE SOUTH UNIT 1 SUBDIVISION: GASLIGHT SOUTH RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionGASLIGHT SOUTH
Legal Block4
Legal Lot Number15
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group4
Census Block4002
Census Tract850106

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1301 CARDINAL DR, ALGONQUIN, IL 60102-2510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 1999 · Amount on Record
Deed SaleSep 22, 1999 · Amount on Record
Prior SaleFeb 23, 1996 · Amount on Record
Deed Document Number199991401
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1301 CARDINAL DR, ALGONQUIN, IL 60102-2510
Transaction TypeMortgage
Record UpdatedJul 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062934
DateOct 21, 2020
Instrument2020K062934
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
AddressPALATINE, IL 60074
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2024$102,158 (+15.21%) Land $26,652 Building $75,506$306,597 (+15.26%) Land $79,988 Building $226,609
2022Homeowner's exemption$88,671 Land $23,981 Building $64,690$266,013 Land $71,943 Building $194,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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