1185 Emerald Forest Ln, Davison, MI 48423 Property Records

Genesee County property record for 1185 Emerald Forest Ln, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,608 sqft · built 2001
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Apr 2002)
Tax Bill	$3,590 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-551-025`

Property Details

APN / Parcel Number

Primary APN	`05-11-551-025`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,608 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	232 ft deep x 52.4 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1185 EMERALD FOREST LN
City	DAVISON
State	MI
Zip	48423-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 25 CHESTNUT HILLS SUB NO 1 SEC 11 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	11
Legal Subdivision	CHESTNUT HILLS SUB
Legal Lot Number	25
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2000
Census Tract	11712

Owner

1185 Emerald Forest Ln is owned and occupied by an individual who acquired it in February 2012.

Source: Genesee County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1185 EMERALD FOREST LN, DAVISON, MI 48423-9003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNE MORTGAGE CO
Sep 16, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOVITA CU
Mar 14, 2018	Intrafamily Transfer, Transfer SILK ABSTRACT CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2002 · Amount on File
Deed Sale	Apr 25, 2002 · Amount on File
Prior Sale	Aug 29, 2001 · Amount on File
Deed Document Number	200252019
Last Transfer Date	Feb 23, 2012
Transfer Doc	0000027083
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1185 EMERALD FOREST LN, DAVISON, MI 48423-9003
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049550
Date	May 18, 2021
Instrument	202105180049550

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Mar 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1185 EMERALD FOREST LN, DAVISON, MI 48423-9003
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	CISLO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060048
Date	Sep 16, 2019
Instrument	201909160060048

Lender

Name	SOVITA CU
Type	Credit Union
Address	FLINT, MI 48532

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 14, 2029

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Mar 14, 2018
Property Address	1185 EMERALD FOREST LN, DAVISON, MI 48423-9003
Document Number	0000013634
Map Reference	LB78 PG1-7
Instrument Date	Mar 5, 2018
Instrument	201803140013634
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	SILK ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 EMERALD FOREST LN, DAVISON, MI 48423-9003

Tax Assessment & Valuation

The 2025 property tax bill for 1185 Emerald Forest Ln was $3,590 with a homeowner's exemption, up 2.3% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$137,300 (+3.62%) Land $23,400 Building $113,900	$274,600 (+3.62%) Land $46,800 Building $227,800
2025	$3,590.00 (+2.25%) Homeowner's exemption	$132,500	$265,000
2024	$3,511.00
2023		$111,700	$223,400
2019	$2,756.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1185 Emerald Forest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1185 Emerald Forest Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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