1177 Emerald Forest Ln, Davison, MI 48423 Property Records

Genesee County property record for 1177 Emerald Forest Ln, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,716 sqft · built 2000
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Aug 2026)
Tax Bill	$4,014 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-551-023`

Property Details

APN / Parcel Number

Primary APN	`05-11-551-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,716 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	102 ft deep x 144 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1177 EMERALD FOREST LN
City	DAVISON
State	MI
Zip	48423-9003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 23 CHESTNUT HILLS SUB NO 1 SEC 11 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	11
Legal Subdivision	CHESTNUT HILLS SUB
Legal Lot Number	23
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2000
Census Tract	11712

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2359 SHADYCROFT DR, BURTON, MI 48519-1241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE
Aug 17, 2026	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE
Jun 3, 2026	Deed of Trust, Mortgage · Construction Mortgage FIRST STATE BANK
Apr 21, 2020	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY
May 5, 2017	Deed of Trust, Mortgage · Conventional with PMI ELGA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Apr 21, 2020 · Amount on Record
Deed Document Number	202647676
Prior Transfer Date	Apr 10, 2002
Prior Transfer Doc	0000052019
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 18, 2026
Property Address	1177 EMERALD FOREST LN, DAVISON, MI 48423-9003
Document Number	0000047676
Instrument Date	Aug 12, 2026
Instrument	202647676
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	CISLO TITLE, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2359 SHADYCROFT DR, BURTON, MI 48519-1241

Mortgage

Document Number	0000047528,
Date	Aug 18, 2026
Instrument	20261747528

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Aug 17, 2026
Property Address	1177 EMERALD FOREST LN, DAVISON, MI 48423-9003
Document Number	0000047528
Instrument Date	Aug 12, 2026
Instrument	202647528
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2359 SHADYCROFT DR, BURTON, MI 48519-1241

Mortgage

Document Number	0000047528,
Date	Aug 17, 2026
Instrument	202647528

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Jun 3, 2026
Property Address	1177 EMERALD FOREST LN, DAVISON, MI 48423-9003
Document Number	0000035613
Instrument Date	May 28, 2026
Instrument	202635613
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 EMERALD FOREST LN, DAVISON, MI 48423-9003

Mortgage

Document Number	0000035613,
Date	Jun 3, 2026
Instrument	202635613

Lender

Name	FIRST STATE BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 2, 2026

Interest

Rate	6.3%
Max Rate	-1%

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 21, 2020
Property Address	1177 EMERALD FOREST LN, DAVISON, MI 48423-9003
Document Number	202004210032209
Map Reference	LB 78 PG 1-7
Instrument Date	Apr 10, 2020
Instrument	202004210032209
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,677.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1177 EMERALD FOREST LN, 1177, DAVISON, MI 48423-9003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11302 E LIPPINCOTT BLVD, DAVISON, MI 48423-9127

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1177 EMERALD FOREST LN, DAVISON, MI 48423-9003
Document Number	0000040066
Instrument Date	May 5, 2017
Transaction Type	Mortgage
Record Updated	May 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1177 EMERALD FOREST LN DAVISON MI 484239003, DAVISON, MI 48423-9003

Mortgage

Document Number	0000040066
Date	May 22, 2017
Instrument	40066

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 21, 2032

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,000 (+4.58%) Land $23,400 Building $104,600	$256,000 (+4.58%) Land $46,800 Building $209,200
2025	$4,014.00 (+2.11%) Homeowner's exemption	$122,400 (+18.6%)	$244,800 (+18.6%)
2024	$3,931.00 (+32.71%)
2023		$103,200	$206,400
2019	$2,962.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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