1194 Emerald Forest Ln, Davison, MI 48423 Property Records

Genesee County property record for 1194 Emerald Forest Ln, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,673 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Jan 2026)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-11-551-043`

Property Details

APN / Parcel Number

Primary APN	`05-11-551-043`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,673 sqft Living Area
1st Floor Area	876 sqft
Basement Area	876 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1194 EMERALD FOREST LN
City	DAVISON
State	MI
Zip	48423-9005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NOT AVAILA
Legal Description	LOT 43 CHESTNUT HILLS SUB NO 1 SEC 11 T7N R8E
Legal Range	08E
Legal Township	07N
Legal Section	11
Legal Subdivision	CHESTNUT HILLS SUB
Legal Lot Number	43
Jurisdiction	GENESEE MI
Township / Civil Division	DAVISON
Census Block Group	2
Census Block	2003
Census Tract	11712

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	270 E MARKET ST, OXFORD, MI 48371-6810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 12, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 12, 2026 · Amount on Record
Deed Sale	Jan 12, 2026 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Document Number	20266
Prior Transfer Date	Apr 29, 2019
Prior Transfer Doc	0000034012
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1194 EMERALD FOREST LN, DAVISON, MI 48423-9005
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 E MARKET ST 108, 108, OXFORD, MI 48371-6807

Mortgage

Document Number	0000000006
Date	Jan 9, 2026
Instrument	202601090000006

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 12, 2026
Property Address	1194 EMERALD FOREST LN, DAVISON, MI 48423-9005
Document Number	0000000006
Map Reference	LB 78 PG 1-7
Instrument Date	Jan 8, 2026
Instrument	202601120000006
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1194 EMERALD FOREST LN, DAVISON, MI 48423-9005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 E MARKET ST, OXFORD, MI 48371-6810

Mortgage

Document Number	0000000006
Date	Jan 12, 2026
Instrument	202601090000006

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	May 6, 2019
Property Address	1194 EMERALD FOREST LN, DAVISON, MI 48423-9005
Document Number	0000034012
Instrument Date	Apr 29, 2019
Instrument	34012
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	913 W CALVERT ST SOUTH BEND IN 466131905, SOUTH BEND, IN 46613-1905

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Apr 12, 2019
Property Address	1194 EMERALD FOREST LN, DAVISON, MI 48423-9005
Document Number	0000018420
Map Reference	LB 78 PG 1
Instrument Date	Mar 29, 2019
Instrument	201904120018420
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,427.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1194 EMERALD FOREST LN, 1194, DAVISON, MI 48423-9005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7826 ROGERS RD, EAST JORDAN, MI 49727-9380

Mortgage

Document Number	0000018421
Date	Apr 12, 2019
Instrument	201904120018421

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2034

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Davison Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,000 (+7.43%) Land $21,800 Building $111,200	$266,000 (+7.43%) Land $43,600 Building $222,400
2025	$4,042.00 (+2.12%) Homeowner's exemption	$123,800 (+17.79%)	$247,600 (+17.79%)
2024	$3,958.00 (+49.41%)
2023		$105,100	$210,200
2019	$2,649.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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