1185 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1185 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 930 sqft · built 1958
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on Record
Last Sale	$35,000 (Jan 2018)
Tax Bill	$1,285 (2025)
Deeds & Mortgages	May 2026 Sale Feb 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-4840-0079-00-7`

Property Details

APN / Parcel Number

Primary APN	`03-4840-0079-00-7`
Alternative APN	`11-03-4840-0079-00-7`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	930 sqft Living Area
1st Floor Area	930 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Raised Ranch
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	200 ft deep x 64 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1185 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D2 COMM
Legal Description	LOT 3 BLK 6 MAPLEHURST EXC THE S 7'FOR R/W PER 995/1089
Legal Subdivision	MAPLEHURST SUBDIVISION
Legal Block	6
Legal Lot Number	3
Legal Unit	3
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	3
Census Block	3017
Census Tract	2100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1185 E NAPIER AVE, BENTON HARBOR, MI 49022-3929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Contract Sale, Transfer NONE LISTED ON DOCUMENT
Feb 21, 2018	Intrafamily Transfer, Transfer
Jan 19, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2018 · Amount on Record
Deed Sale	Jan 19, 2018 · Amount on Record
Prior Sale	Dec 18, 2000
Deed Document Number	20183195-1454
Deed Book / Page	3195 / 1454
Prior Transfer Date	Jan 12, 2018
Prior Transfer Doc	03195/1454
Record Updated	Oct 29, 2026

May 2026: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	BERRIEN MI
Recording Date	May 21, 2026
Property Address	1185 E NAPIER AVE, BENTON HARBOR, MI 49022-3929
Document Number	0000461390
Book / Page	3477 / 4399
Instrument Date	May 21, 2026
Instrument	2026461390
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1185 E NAPIER AVE, BENTON HARBOR, MI 49022-3929

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 21, 2018
Property Address	1185 E NAPIER AVE, BENTON HARBOR, MI 49022-3929
Document Number	03197/2397
Book / Page	3197 / 2397
Map Reference	LB7 PG10
Instrument Date	Feb 20, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2040 COLFAX AVE, BENTON HARBOR, MI 49022-6715

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERRIEN MI
Recording Date	Jan 19, 2018
Property Address	1185 E NAPIER AVE, BENTON HARBOR, MI 49022-3929
Document Number	03195/1454
Book / Page	3195 / 1454
Map Reference	LB7 PG10
Instrument Date	Jan 12, 2018
Instrument	3195-1454
Transaction Type	Foreclosure
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$301.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8669, BENTON HARBOR, MI 49023-8669

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5301 SIMMONS DR, LUMBERTON, NC 28360-8223

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,500 (+1.48%)	$55,000 (+1.48%)
2025	$1,285.00 (+3.13%)	$27,100 (+23.18%)	$54,200 (+23.18%)
2024	$1,246.00 (+9.2%)
2023		$22,000	$44,000
2022	$1,141.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON HARBOR serves 9,103 people · EPA ID MI0000600
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021
Treatment and Procedure	Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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