11822 Rainbow Ave, Smithsburg, MD 21783 Property Records

Washington County property record for 11822 Rainbow Ave, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,125 sqft · built 1976
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$107,500 (Nov 1996)
Tax Bill	$2,460 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-023847`

Property Details

APN / Parcel Number

Primary APN	`07-023847`
Alternative APN	`023847`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,125 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	350 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	023847
Street Address	11822 RAINBOW AVE
City	SMITHSBURG
State	MD
Zip	21783-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 37 .32 AC 11822 RAINBOW AVE
Legal Subdivision	HAVENWOOD HILL
Legal Lot Number	37
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2012
Census Tract	11202

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11822 RAINBOW AVE, SMITHSBURG, MD 21783-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 1996 · Amount on Record
Deed Sale	Nov 1, 1996 · Amount on Record
Deed Document Number	199627128
Deed Book / Page	1303 / 876
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Recording Date	Sep 16, 2026
Property Address	11822 RAINBOW AVE, SMITHSBURG, MD 21783-2043
Document Number	8016000321
Book / Page	8016 / 321
Instrument Date	Sep 11, 2026
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11822 RAINBOW AVE, SMITHSBURG, MD 21783-2043

Mortgage

Document Number	8016000321,
Date	Sep 16, 2026
Book Page	8016/321

Lender

Name	MIDDLETOWN VALLEY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,460.00 (+5.44%) Homeowner's exemption	$284,267 (+8.53%)	$306,600 (-) Land $61,900 Building $244,700
2025	$2,333.00 (+10.83%) Homeowner's exemption	$261,933 (+18.9%)	$306,600 (+27.96%) Land $61,900 Building $244,700
2023	$2,105.00 Homeowner's exemption	$220,300	$239,600 Land $61,900 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20