11806 Rainbow Ave, Smithsburg, MD 21783 Property Records

Washington County property record for 11806 Rainbow Ave, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,263 sqft · built 1963
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$102,000 (Aug 1996)
Tax Bill	$2,111 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-013604`

Property Details

APN / Parcel Number

Primary APN	`07-013604`
Alternative APN	`013604`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,263 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	013604
Street Address	11806 RAINBOW AVE
City	SMITHSBURG
State	MD
Zip	21783-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 41 SEC C .3 ACRE 11806 RAINBOW AVE
Legal Subdivision	HAVENWOOD HILL
Legal Lot Number	41
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2012
Census Tract	11202

Owner

Source: Washington County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11806 RAINBOW AVE, SMITHSBURG, MD 21783-2043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 1996 · Amount on Record
Deed Sale	Aug 9, 1996 · Amount on Record
Prior Sale	Jul 7, 1993 · Amount on Record
Deed Document Number	199626243
Deed Book / Page	1288 / 706
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11806 RAINBOW AVE, SMITHSBURG, MD 21783-2043
Document Number	0055800434
Book / Page	005580 / 000434
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11806 RAINBOW AVE SMITHSBURG MD 217832043, SMITHSBURG, MD 21783-2043

Mortgage

Document Number	0055800434
Date	Sep 1, 2017
Book Page	005580/000434

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,800 (+8.17%)	$271,900 (-) Land $61,500 Building $210,400
2025	$2,111.00 (+10.7%) Homeowner's exemption	$233,700 (+18.03%)	$271,900 (+26.7%) Land $61,500 Building $210,400
2023	$1,907.00 Homeowner's exemption	$198,000	$214,600 Land $61,500 Building $153,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20