11907 Rainbow Ave, Smithsburg, MD 21783 Property Records

Washington County property record for 11907 Rainbow Ave, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,176 sqft · built 1975
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Last Sale	$14,000 (Aug 1981)
Tax Bill	$2,790 (2026)
Deeds & Mortgages	May 2026 Sale Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-000219`

Property Details

APN / Parcel Number

Primary APN	`07-000219`
Alternative APN	`000219`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,176 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	000219
Street Address	11907 RAINBOW AVE
City	SMITHSBURG
State	MD
Zip	21783-2046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 30 SEC E .40ACRE 11907 RAINBOW AVE
Legal Subdivision	HAVENWOOD WILLS
Legal Lot Number	30
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	2
Census Block	2017
Census Tract	11202

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	11907 RAINBOW AVE, SMITHSBURG, MD 21783-2046
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Mar 16, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 1981 · Amount on Record
Deed Sale	Aug 11, 1981 · Amount on Record
Deed Book / Page	720 / 60
Last Transfer Date	May 13, 2006
Transfer Doc	0030660498
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 19, 2026
Property Address	11907 RAINBOW AVE, SMITHSBURG, MD 21783-2046
Document Number	7928000326
Book / Page	7928 / 326
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	11907 RAINBOW AVE, SMITHSBURG, MD 21783-2046

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11907 RAINBOW AVE, SMITHSBURG, MD 21783-2046
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13021 CATHEDRAL AVE, HAGERSTOWN, MD 21742-2943

Mortgage

Document Number	0078790425
Date	Mar 16, 2026
Book Page	7879/425

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11907 RAINBOW AVE, SMITHSBURG, MD 21783-2046
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063860178
Date	Oct 7, 2020
Book Page	6386/178

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,790.00 (+8.27%)	$269,500 (+8.28%)	$290,100 (-) Land $63,700 Building $226,400
2025	$2,577.00 (+9.06%)	$248,900 (+18.28%)	$290,100 (+27.07%) Land $63,700 Building $226,400
2024	$2,363.00 (+8%)
2023	$2,188.00	$210,433	$228,300 Land $63,700 Building $164,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1993–1997)
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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