1182 N Pointe Dr, Normal, IL 61761 Property Records

McLean County property record for 1182 N Pointe Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,336 sqft · built 2005
Lot Size	0.219 acres (9,528 sqft)
Owner	Individual Name on File
Tax Bill	$10,516 (2024)
Deeds & Mortgages	Aug 2020 Line of Credit Mar 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-206-010`

Property Details

APN / Parcel Number

Primary APN	`14-24-206-010`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,228 sqft
Basement Area	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,528 sqft (0.219 acres)
Lot Dimensions	141 ft deep x 68 ft wide
Garage Area	650 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1182 N POINTE DR
City	NORMAL
State	IL
Zip	61761-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	EAGLES LANDING SUB 3RD ADD LT 326
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	326
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1017
Census Tract	507

Owner

Source: McLean County records · APN 14-24-206-010

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Mar 25, 2024	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Nov 04, 2005	Deed of Trust, Mortgage · Conventional Mortgage ROC FINANCIAL INC
Jun 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage COMMERCE BANK
Apr 03, 2017	Warranty Deed, Transfer
Jul 28, 2005	Warranty Deed, Transfer · Line of Credit CITIZENS SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 04, 2023
Transfer Doc	0000007622
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016436
Date	Aug 20, 2020
Instrument	2020-00016436

Lender

Name	COMMERCE BANK
Type	Bank
Address	SALT LAKE CITY, UT 84106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400003497
Date	Mar 25, 2024
Instrument	2024-00003497

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 16, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	200500033718
Date	Nov 04, 2005
Instrument	2005-00033718

Lender

Name	ROC FINANCIAL INC
Address	CHICAGO, IL 60622

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2035

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Jun 15, 2023
Property Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Document Number	202300007622
Map Reference	DOC 2003-28054
Instrument Date	Apr 04, 2023
Instrument	2023-00007622
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1182 N POINTE DR, NORMAL, IL 61761-9661

Mortgage

Document Number	202300007623
Date	Jun 15, 2023
Instrument	2023-00007623

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 01, 2033
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	12.5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 03, 2017
Property Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Document Number	201700005738
Map Reference	DOC2003-28054
Instrument Date	Dec 27, 2016
Instrument	2017-00005738
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 ALTA VISTA RD, LOUISVILLE, KY 40206-2986

July 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 28, 2005
Property Address	1182 N POINTE DR, NORMAL, IL 61761-9661
Document Number	200500021982
Map Reference	DOC2003-28054
Instrument Date	Jul 13, 2005
Instrument	2005-00021982
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500021983
Date	Jul 28, 2005
Instrument	2005-00021983

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	9 Months
Due	Apr 15, 2006

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$147,906 (+21.89%) Land $24,621 Building $123,285	$443,718 (+21.89%) Land $73,863 Building $369,855
2024	$10,516.00 (+6.52%)
2023	$9,872.00 (+6.06%)	$121,346 (+10.69%) Land $20,200 Building $101,146	$364,038 (+10.69%) Land $60,600 Building $303,438
2022	$9,308.00	$109,627 Land $18,249 Building $91,378	$328,881 Land $54,747 Building $274,134

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), updated June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 450 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NORMAL serves 52,736 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

1182 N Pointe Dr, Normal, IL 61761 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2005: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2005: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on N Pointe Dr

Nearby Streets

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