1168 N Pointe Dr, Normal, IL 61761 Property Records

McLean County property record for 1168 N Pointe Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,020 sqft · built 2005
Lot Size	0.222 acres (9,656 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Oct 2005)
Tax Bill	$8,255 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-206-012`

Property Details

APN / Parcel Number

Primary APN	`14-24-206-012`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,020 sqft Living Area
1st Floor Area	870 sqft
Basement Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,656 sqft (0.222 acres)
Lot Dimensions	138 ft deep x 76 ft wide
Garage Area	624 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1168 N POINTE DR
City	NORMAL
State	IL
Zip	61761-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	EAGLES LANDING SUB 3RD ADD LT 328
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	328
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1017
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Oct 6, 2023	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Dec 30, 2005	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK & TRUST CO
Nov 18, 2009	Deed of Trust, Mortgage · FHA Mortgage HOME LOAN CENTER INC
Jan 8, 2013	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SERVICES III LLC
Oct 10, 2005	Warranty Deed, Transfer · ARM HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2005 · Amount on Record
Deed Sale	Oct 10, 2005 · Amount on Record
Deed Document Number	200530588
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018971
Date	Aug 8, 2021
Instrument	2021-00018971

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2036

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300013788
Date	Oct 6, 2023
Instrument	2023-00013788

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Sep 27, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	MCLEAN COUNTY TITLE, MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500039770
Date	Dec 30, 2005
Instrument	2005-00039770

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2036

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900035194
Date	Nov 18, 2009
Instrument	2009-00035194

Lender

Name	HOME LOAN CENTER INC
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2039

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300000669
Date	Jan 8, 2013
Instrument	2013-00000669

Lender

Name	MORTGAGE SERVICES III LLC
Type	Lending Institution
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2043

October 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 10, 2005
Property Address	1168 N POINTE DR, NORMAL, IL 61761-9661
Document Number	200500030588
Map Reference	DOC 2003-28054
Instrument Date	Sep 28, 2005
Instrument	2005-00030588
Transaction Type	Transfer
Record Updated	Apr 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 EASTLAND DR STE 3, 3, BLOOMINGTON, IL 61704-7923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	200500030589
Date	Oct 10, 2005
Instrument	2005-00030589

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Oct 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Oct 1, 2008
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,511 (+21.89%) Land $24,621 Building $92,890	$352,533 (+21.89%) Land $73,863 Building $278,670
2024	$8,255.00 (+6.7%)
2023	$7,737.00	$96,410 Land $20,200 Building $76,210	$289,230 Land $60,600 Building $228,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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