1176 N Pointe Dr, Normal, IL 61761 Property Records

McLean County property record for 1176 N Pointe Dr, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,209 sqft · built 2004
Lot Size	0.223 acres (10,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Mar 2017)
Tax Bill	$7,752 (2024)
Deeds & Mortgages	Oct 2010 Line of Credit Oct 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-206-011`

Property Details

APN / Parcel Number

Primary APN	`14-24-206-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,209 sqft Living Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,073 sqft (0.223 acres)
Lot Dimensions	140 ft deep x 71.8 ft wide
Garage Area	481 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1176 N POINTE DR
City	NORMAL
State	IL
Zip	61761-9661
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	EAGLES LANDING SUB 3RD ADD LT 327
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	327
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1017
Census Tract	507

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2010	Deed of Trust, Mortgage · Line of Credit FREESTAR BANK NA
Oct 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage FREESTAR BANK NA
Jan 10, 2005	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Jan 20, 2012	Deed of Trust, Mortgage · Line of Credit FREESTAR BANK NA
Jan 16, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Jun 13, 2014	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2017 · Amount on Record
Deed Sale	Mar 24, 2017 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	20175221
Record Updated	Jun 8, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000025575
Date	Oct 19, 2010
Instrument	2010-00025575

Lender

Name	FREESTAR BANK NA
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 31, 2015

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Max Rate	21%

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000026320
Date	Oct 25, 2010
Instrument	2010-00026320

Lender

Name	FREESTAR BANK NA
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2040

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200500000689
Date	Jan 10, 2005
Instrument	2005-00000689

Lender

Name	FLANAGAN STATE BANK
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2035

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201200001978
Date	Jan 20, 2012
Instrument	2012-00001978

Lender

Name	FREESTAR BANK NA
Type	Bank
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Max Rate	21%

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201300001859
Date	Jan 16, 2013
Instrument	2013-00001859

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	TERRE HAUTE, IN 47807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2043

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 24, 2017
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Document Number	201700005221
Map Reference	DOC2003-28054
Instrument Date	Feb 16, 2017
Instrument	2017-00005221
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$357.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1176 NORTH POINTE DR, NORMAL, IL 61761-9661
Investor	Possibly a Property Investor

Mortgage

Document Number	201700005222
Date	Mar 24, 2017
Instrument	2017-00005222

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 13, 2014
Property Address	1176 N POINTE DR, NORMAL, IL 61761-9661
Document Number	201400009565
Map Reference	DOC2003-28054
Instrument Date	Jun 6, 2014
Instrument	2014-00009565
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1176 NORTH POINTE DR, NORMAL, IL 61761-9661

Mortgage

Document Number	201400009566
Date	Jun 13, 2014
Instrument	2014-00009566

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$110,750 (+21.89%) Land $24,621 Building $86,129	$332,250 (+21.89%) Land $73,863 Building $258,387
2024	$7,752.00 (+6.73%)
2023	$7,263.00	$90,863 Land $20,200 Building $70,663	$272,589 Land $60,600 Building $211,989

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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