1182 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1182 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1962
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,000 (Jul 2019)
Tax Bill	$1,554 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-017.01`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-017.01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,300 sqft Finished Area
Gross Area	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1182 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOEBBE SUBD LOT 1 SEC 1 LESS 364 SQ FT TO R,W
Legal Subdivision	TOEBBE
Legal Phase	1
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1182 HANDS PIKE, COVINGTON, KY 41017-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · FHA Mortgage POLARIS HM FNDG
Jul 29, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage POLARIS HM FNDG
Dec 17, 2018	Affidavit of Death, Transfer
Dec 17, 2018	Warranty Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on Record
Deed Sale	Jul 29, 2019 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	201907 29 059 00259
Deed Book / Page	4301 / 191
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1182 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0000000029
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1521 STEFFEN CT #7 FORT WRIGHT KY 410115615, 7, FORT WRIGHT, KY 41011-5615

Mortgage

Document Number	0000000029
Date	Aug 22, 2019
Book Page	004315/000232
Instrument	29

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2049

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 29, 2019
Property Address	1182 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0000000259
Book / Page	0I4301 / 000191
Instrument Date	Jul 22, 2019
Instrument	259
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 12, 2019
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1182 HANDS PIKE COVINGTON KY 410179714, COVINGTON, KY 41017-9714

Mortgage

Document Number	261
Date	Jul 29, 2019
Book Page	0I4301/000194
Instrument	261

Lender

Name	POLARIS HM FNDG
Type	Funding / Finance Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

Interest

Rate	12%

Mortgage

Document Number	30,
Date	Jul 29, 2019
Book Page	0I4315/000249
Instrument	30

Lender

Name	KENTUCKY HSNG
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2029

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	KENTON KY
Recording Date	Dec 17, 2018
Property Address	1182 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0000000181
Book / Page	0I4206 / 000028
Instrument Date	Dec 14, 2018
Instrument	181
Transaction Type	Transfer
Record Updated	Jan 7, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 TRAPP CT ALEXANDRIA KY 410011111, ALEXANDRIA, KY 41001-1111

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 17, 2018
Property Address	1182 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0000000182
Book / Page	0I4206 / 000030
Instrument Date	Dec 14, 2018
Instrument	182
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$72.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10194 LEWIS LN UNION KY 410919492, UNION, KY 41091-9492
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,000 (-) Land $20,000 Building $186,000	$206,000 (-) Land $20,000 Building $186,000
2025	$1,554.00 (-8.64%) Homeowner's exemption	$206,000 (-) Land $15,000 Building $191,000	$206,000 (-) Land $15,000 Building $191,000
2023	$1,701.00 Homeowner's exemption	$206,000 Land $15,000 Building $191,000	$206,000 Land $15,000 Building $191,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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