1173 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1173 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	2,402 sqft
Lot Size	9.61 acres (418,612 sqft)
Owner	Individual Name on Record
Last Sale	$29,325 (Jan 2018)
Tax Bill	$1,238 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-014.00`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-014.00`

Interior

Stories	2 Stories
Building Area	2,402 sqft Finished Area
Gross Area	2,952 sqft

Exterior

Foundation Type	Concrete
Lot Area	418,612 sqft (9.61 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	1173 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	9.61 ACS SS HANDS PK ADJ BAHAMA GARDENS
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1001
Census Tract	66801

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1173 HANDS PIKE, COVINGTON, KY 41017-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUPARTNER CU INC
Jan 11, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2018 · Amount on Record
Deed Sale	Jan 11, 2018 · Amount on Record
Deed Document Number	201801 11 059 00211
Deed Book / Page	4054 / 331
Prior Transfer Date	Sep 8, 2011
Prior Transfer Doc	0005900106
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1173 HANDS PIKE, COVINGTON, KY 41017-9714
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900056
Date	Dec 21, 2022
Book Page	429/970
Instrument	22122105900056

Lender

Name	TRUPARTNER CU INC
Type	Credit Union
Address	CINCINNATI, OH 45214

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2032

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jan 11, 2018
Property Address	1173 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0000000211
Book / Page	ORI405 / 000331
Instrument Date	Oct 4, 2016
Instrument	211
Transaction Type	Transfer
Record Updated	Jan 23, 2018

Transaction

Amount	Amount Recorded
Tax	$23.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,400 (+27.52%) Land $75,000 Building $84,400	$159,400 (+27.52%) Land $75,000 Building $84,400
2025	$1,238.00 (+31.98%)	$125,000 (+42.05%) Land $75,000 Building $50,000	$125,000 (+42.05%) Land $75,000 Building $50,000
2023	$938.00	$88,000 Land $38,000 Building $50,000	$88,000 Land $38,000 Building $50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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