1174 Hands Pike, Covington (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 1174 Hands Pike, Covington, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,102 sqft · built 2006
Lot Size	0.249 acres (10,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,500 (Mar 2023)
Tax Bill	$2,234 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`045-00-00-015.01`

Property Details

APN / Parcel Number

Primary APN	`045-00-00-015.01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,102 sqft Finished Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Lot Area	10,860 sqft (0.249 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1174 HANDS PIKE
City	COVINGTON
State	KY
Zip	41017-9714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.2493 AC NES HANDS PK (KNOWN AS LOT 1) LESS PART TO R,W
Legal Lot Number	1
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1174 HANDS PIKE, COVINGTON, KY 41017-9714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2023	Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC
Sep 21, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2023 · Amount on Record
Deed Sale	Mar 2, 2023 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	2023126
Deed Book / Page	215 / 906
Prior Transfer Date	Aug 20, 2007
Prior Transfer Doc	0005900139
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 2, 2023
Property Address	1174 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0005900126
Book / Page	KC 215 / 906
Instrument Date	Feb 28, 2023
Instrument	23030205900126
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	SPRINGDALE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12272 MADISON PIKE, INDEPENDENCE, KY 41051-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1174 HANDS PIKE, COVINGTON, KY 41017-9714
Investor	Possibly a Property Investor

Mortgage

Document Number	0005900127
Date	Mar 2, 2023
Instrument	23030205900127

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Sep 21, 2022
Property Address	1174 HANDS PIKE, COVINGTON, KY 41017-9714
Document Number	0005900042
Book / Page	191 / 65
Instrument Date	Jun 30, 2022
Instrument	22092105900042
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$8.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12272 MADISON PIKE, 12272, INDEPENDENCE, KY 41051-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	DEPARTMENT OF HIGHWAYS DEPT OF, FRANKFORT, KY 40622-0001

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,500 (-) Land $20,000 Building $205,500	$225,500 (-) Land $20,000 Building $205,500
2025	$2,234.00 (-7.03%)	$225,500 (-) Land $25,000 Building $200,500	$225,500 (-) Land $25,000 Building $200,500
2023	$2,403.00 (-10.9%)	$225,500 (-8.7%) Land $25,000 Building $200,500	$225,500 (-8.7%) Land $25,000 Building $200,500
2022	$2,697.00	$247,000 Land $25,000 Building $222,000	$247,000 Land $25,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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