St. Johns County property record for 1178 Ardmore St, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,885 sqft · built 2003 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on Record |
| Last Sale | $229,500 (Dec 2017) |
| Tax Bill | $2,512 (2025) |
| Deeds & Mortgages | Apr 2018 Transfer Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028821-0470 |
| Primary APN | 028821-0470 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,470 sqft |
| 1st Floor Area | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 279 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1178 ARDMORE ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 47 OR4483/186 &4528/1775 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MEADOWS AT SAINT JOHNS PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 47 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1178 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 9, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2017 · Amount on Record |
| Deed Sale | Dec 28, 2017 · Amount on Record |
| Prior Sale | May 9, 2003 · Amount on Record |
| Deed Document Number | 201787726 |
| Deed Book / Page | 4483 / 186 |
| Last Transfer Date | Mar 5, 2018 |
| Transfer Doc | 0045281775 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 9, 2018 |
| Property Address | 1178 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0045281775 |
| Book / Page | 004528 / 001775 |
| Instrument Date | Mar 5, 2018 |
| Instrument | 23618 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2430 FLAMINGO CT ST CLOUD FL 347719506, ST CLOUD, FL 34771-9506 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 28, 2017 |
| Property Address | 1178 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 0044830186 |
| Book / Page | 4483 / 0186 |
| Map Reference | MB41 PG58-66 |
| Instrument Date | Dec 27, 2017 |
| Instrument | 2017087726 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | HOMEGUARD TITLE & TRUST LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1178 ARDMORE ST, SAINT AUGUSTINE, FL 32092-3427 |
| Document Number | 2017087727 |
|---|---|
| Date | Dec 28, 2017 |
| Instrument | 2017087727 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,890 (+2.7%) | $314,578 (-3.16%) Land $70,000 Building $244,578 | |
| 2025 | $2,512.00 (+14.08%) Homeowner's exemption | $200,477 (+5.99%) | $324,848 (-8.06%) Land $70,000 Building $254,848 |
| 2024 | $2,202.00 (+2.18%) | ||
| 2023 | $2,155.00 (+3.46%) Homeowner's exemption | $189,152 (+3%) | $353,330 (+7.33%) Land $82,790 Building $270,540 |
| 2022 | $2,083.00 Homeowner's exemption | $183,643 | $329,190 Land $73,920 Building $255,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 79 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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