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1181 Pine Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1181 Pine Ln, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,261 sqft Living Area
Lot Size10,105 sqft (0.232 acres)
OccupancyOwner Occupied
Last Sale$375,000 (2025)
Tax Bill$1,082.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-26-31-2840-000L-0160
Alternative APNs
  • 2631062840000L0160
  • 96230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,261 sqft Living Area
Gross Area1,950 sqft Gross Area
1st Floor1,261 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,105 sqft (0.232 acres)
Depth X Width135 ft x 75 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area441 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area420 sqft Pool
Deck Area552 sqft Deck
Porch Area248 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1181 PINE LN
CitySAINT CLOUD
StateFL
Zip34771-4817
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PLAT OF COLORED QUARTER PB 1 PG 39 BLK L LOTS 16-18
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionCOLORED QUARTERS
Legal Tract2840
Legal BlockL
Legal Lot Number16
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2038
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-2840-000L-0160

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1181 PINE LN, SAINT CLOUD, FL 34771-4817
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
R P FNDG INC
Aug 08, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
RP FUNDING INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2025 · Amount on Record
Deed SaleJul 28, 2025 · Amount on Record
Prior SaleDec 15, 2017 · Amount on Record
Deed Doc Number202594239
Deed Book / Page6826 / 882
Prior Transfer DateAug 06, 2009
Prior Transfer Doc0038802821
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1181 PINE LN, SAINT CLOUD, FL 34771-4817
Document Number0057740171
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedSep 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1181 PINE LN ST CLOUD FL 347714817, ST CLOUD, FL 34771-4817

Mortgage

Document Number0057740171
DateAug 13, 2020
Book Page005774/000171
Instrument106987
Lender
NameR P FNDG INC
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 12, 2050

August 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateAug 08, 2017
Property Address1181 PINE LN, SAINT CLOUD, FL 34771-4817
Document Number0051902865
Book / Page5190 / 2865
Map ReferenceMB1 PG39
Instrument DateJul 24, 2017
Instrument2017114113
Transaction TypeTransfer
Record UpdatedSep 17, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Tax$199.50
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1181 PINE LN, SAINT CLOUD, FL 34771-4817

Mortgage

Document Number51902867
DateAug 08, 2017
Instrument5190/2867
Lender
NameRP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,128.00 (+4.25%)$105,926 (+5.99%)$288,600 (+17.27%) Land $63,800 Building $224,800
2024$1,082.00 (+3.94%)
2023$1,041.00 (+5.26%) Homeowner's exemption$99,943 (+3%)$246,100 (+23.67%) Land $44,200 Building $201,900
2022$989.00 Homeowner's exemption$97,033$199,000 Land $44,200 Building $154,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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