1211 Pine Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1211 Pine Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,373 sqft Heated Area
Lot Size10,106 sqft (0.232 acres)
OccupancyOwner Occupied
Last Sale$320,000 (2023)
Tax Bill$4,085.00 (2025)

Property Details

APN / Parcel Number

Primary APN96406
Alternative APN
  • 062631750000010331

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,373 sqft Heated Area
Gross Area1,712 sqft Gross Area
1st Floor1,203 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1992
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,106 sqft (0.232 acres)
Depth X Width135 ft x 75 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area252 sqft Garage
Deck Area232 sqft Deck
PorchEnclosed Porch
Porch Area185 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number96406
Street Address1211 PINE LN
CitySAINT CLOUD
StateFL
Zip34771-4819
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS L & I C PLAT OF COLORED QUARTER PB 1 PG 39 COM AT INTERSECTION OF W/L OF BLK M & S/L OF SEC, N 81.61 FT TO POB, N 75 FT, E
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionARROWHEAD CNTRY EST
Legal Tract33
Legal BlockM
Legal Lot Number33
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2039
Census Tract43600

Owner

Source: Osceola County records · APN 96406

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1211 PINE LN, SAINT CLOUD, FL 34771-4819
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 30, 2018Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 19, 2023 · Amount on Record
Deed SaleMay 19, 2023 · Amount on Record
Prior SaleMay 20, 1998 · Amount on Record
Deed Doc Number2023064423
Deed Book / Page6410 / 758
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 19, 2023
Property Address1211 PINE LN, SAINT CLOUD, FL 34771-4819
Document Number0064100758
Book / Page6410 / 758
Map ReferenceMB 1 PG 39
Instrument DateMay 17, 2023
Instrument2023064423
Transaction TypeTransfer
Record UpdatedJun 05, 2023
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,240.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3146 SUGAR MILL LN, SAINT CLOUD, FL 34769-6320

Transferred To (Grantee/Buyer)

NameVerified Name
Address1211 PINE LN, SAINT CLOUD, FL 34771-4819

Mortgage

Document Number0006410760
DateMay 19, 2023
Instrument6410/760
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1211 PINE LN, SAINT CLOUD, FL 34771-4819
Document Number0054432158
Instrument DateJul 30, 2018
Transaction TypeMortgage
Record UpdatedJan 02, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address1211 PINE LN ST CLOUD FL 347714819, ST CLOUD, FL 34771-4819

Mortgage

Document Number0054432158
DateDec 05, 2018
Book Page005443/002158
Instrument178045
Lender
NameFEDERAL NAT'L MTG ASSN (FNMA)
TypeMortgage Company
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Interest
Rate4.12%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,085.00 (+966.58%) Homeowner's exemption$271,141 (+239.02%)$272,600 (+17.4%) Land $63,800 Building $208,800
2023$383.00 (-40.16%) Homeowner's exemption Senior Citizen's exemption Widower's exemption$79,978 (+3%)$232,200 (+27.93%) Land $44,200 Building $188,000
2022$640.00 Homeowner's exemption$77,649$181,500 Land $44,200 Building $137,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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