Osceola County property record for 1082 Pine Ln, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,270 sqft · built 1985 |
| Lot Size | 0.76 acres (33,105 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,750 (Mar 2008) |
| Tax Bill | $2,681 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-26-31-7500-0001-0280 |
| Primary APN | 06-26-31-7500-0001-0280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 2,148 sqft |
| 1st Floor Area | 1,270 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,105 sqft (0.76 acres) |
| Lot Dimensions | 300 ft deep x 110 ft wide |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 728 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1082 PINE LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-4807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S L & I C N 110 FT OF LOT 444 FT LESS E 115 FOR R/W OF S L & I C SURVEY AKA PART OF TRACT 28 ARROWHEAD COUNTRY ESTATES LESS RD R/W |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | ARROWHEAD COUNTRY ESTATES UNREC |
| Legal Tract | 28 |
| Legal Block | 280 |
| Legal Lot Number | 444 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 43600 |
Source: Osceola County records · APN 06-26-31-7500-0001-0280
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1082 PINE LN, SAINT CLOUD, FL 34771-4807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2008 · Amount on Record |
| Deed Sale | Mar 18, 2008 · Amount on Record |
| Prior Sale | Sep 15, 1998 · Amount on Record |
| Deed Document Number | 200849296 |
| Deed Book / Page | 3657 / 2145 |
| Prior Transfer Date | Feb 11, 2008 |
| Prior Transfer Doc | 0036572145 |
| Record Updated | Jun 08, 2026 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,681.00 (+6.01%) Homeowner's exemption | $182,980 (+5.99%) | $286,100 (+18.27%) Land $75,000 Building $211,100 |
| 2024 | $2,529.00 (+2.35%) | ||
| 2023 | $2,471.00 (+4.84%) Homeowner's exemption | $172,645 (+3%) | $241,900 (+24.24%) Land $52,000 Building $189,900 |
| 2022 | $2,357.00 Homeowner's exemption | $167,617 | $194,700 Land $52,000 Building $142,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 148 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 148 in force |
| Nearby Flood Claims | 5 (2016–2022) |
| Most Recent Claim | Oct 2022, river or lake flooding, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 219 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Lumen Technologies, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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