Mecklenburg County property record for 11800 Five Cedars Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,497 sqft · built 1977 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $365,000 (Jul 2025) |
| Tax Bill | $2,809 (2024) |
| Deeds & Mortgages | Jun 2021 Mortgage Nov 2021 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-241-08 |
| Primary APN | 221-241-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 15 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 11800 FIVE CEDARS RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L6 M17-283 |
| Legal Subdivision | MEDOWBROOK SEC 01B |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5830 |
Source: Mecklenburg County records, as of May 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11800 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Sep 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 13, 2018 | Warranty Deed, Transfer · Conventional with PMI MARIE G CLESCA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 202576037 |
| Deed Book / Page | 39756 / 529 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11800 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000125273 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 36231/127 |
| Instrument | 2021125273 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11800 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000211788 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 36731/616 |
| Instrument | 2021211788 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Sep 25, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 4, 2018 |
| Property Address | 11800 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609 |
| Document Number | 0000111979 |
| Book / Page | 32952 / 873 |
| Map Reference | MB17 PG283 |
| Instrument Date | Sep 4, 2018 |
| Instrument | 2018111979 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Title Company | HARBOR CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 12385, CHARLOTTE, NC 28220-2385 |
| Name | Verified Name |
|---|---|
| Address | 11800 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609 |
| Document Number | 0000111980 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 2018111980 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Mar 13, 2018 |
| Property Address | 11800 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609 |
| Document Number | 0000028876 |
| Book / Page | 032523 / 000179 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 28876 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1850 E 3RD ST #125 CHARLOTTE NC 282043346, 125, CHARLOTTE, NC 28204-3346 |
| Document Number | 28877 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 032523/000181 |
| Instrument | 28877 |
| Name | MARIE G CLESCA |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $350,800 Land $75,000 Building $275,800 | $350,800 Land $75,000 Building $275,800 | |
| 2024 | $2,809.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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