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11806 Five Cedars Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 11806 Five Cedars Rd, Charlotte, NC 28226

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,738 sqft · built 1974
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Tax Bill$2,924 (2024)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN221-241-09

Property Details

APN / Parcel Number

Primary APN221-241-09

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,738 sqft Living Area
1st Floor Area1,738 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
PorchFinished/Open Porch
Porch Area112 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address11806 FIVE CEDARS RD
CityCHARLOTTE
StateNC
Zip28226-3609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-12(CD)
Legal DescriptionL7 M17-283
Legal SubdivisionMEADOWBROOK SEC 01-B
Legal Block1
Legal Lot Number7
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract5830

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5 CEDARS RD, CHARLOTTE, NC 28226
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAPITAL GROUP INC
Dec 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 4, 2016
Deed SaleFeb 4, 2016
Prior SaleJun 13, 2005 · Amount on Record
Deed Document Number201612893
Deed Book / Page30579 / 598
Prior Transfer DateFeb 3, 2016
Prior Transfer Doc0000012893
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11806 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609
Transaction TypeMortgage
Record UpdatedJun 22, 2021
Title CompanyNATIONWIDE TTL CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000223620
DateDec 31, 2020
Book Page35505/608
Instrument2020223620
Lender
NameINTERCONTINENTAL CAPITAL GROUP INC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address11806 FIVE CEDARS RD, CHARLOTTE, NC 28226-3609
Document Number0000179563
Instrument DateDec 26, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address11806 FIVE CEDARS RD CHARLOTTE NC 282263609, CHARLOTTE, NC 28226-3609

Mortgage

Document Number0000179563
DateDec 31, 2019
Book Page034174/000695
Instrument179563
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$366,000 Land $75,000 Building $291,000$366,000 Land $75,000 Building $291,000
2024$2,924.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 35
Verizon
Fixed Wireless		300 / 20

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