Mecklenburg County property record for 11712 Five Cedars Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,497 sqft · built 1977 |
| Lot Size | 0.3 acres (13,097 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (Sep 2019) |
| Tax Bill | $3,346 (2023) |
| Deeds & Mortgages | Jul 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-241-05 |
| Primary APN | 221-241-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,497 sqft Heated Area |
| Gross Area | 1,952 sqft |
| 1st Floor Area | 1,497 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,097 sqft (0.3 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 15 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 221-241-05 |
|---|---|
| Street Address | 11712 FIVE CEDARS RD |
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-3607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12(CD) |
| Legal Description | L3 M17-283 |
| Legal Subdivision | MEADOWBROOK SEC 01-B |
| Legal Block | 1B |
| Legal Lot Number | 3 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5830 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11712 FIVE CEDARS RD, CHARLOTTE, NC 28226-3607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 25, 2020 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG |
| Sep 11, 2019 | Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Deed Document Number | 0033838645 |
| Deed Book / Page | 33838 / 645 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11712 FIVE CEDARS RD, CHARLOTTE, NC 28226-3607 |
| Document Number | 0000117251 |
| Instrument Date | Jul 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 11712 FIVE CEDARS RD CHARLOTTE NC 282263607, CHARLOTTE, NC 28226-3607 |
| Document Number | 0000117251 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 034869/000186 |
| Instrument | 117251 |
| Name | CLEARPATH LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 11, 2019 |
| Property Address | 11712 FIVE CEDARS RD, CHARLOTTE, NC 28226-3607 |
| Document Number | 0000119843 |
| Book / Page | 33838 / 645 |
| Map Reference | MB 17 PG 283 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 2019119843 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $452.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 303 PALMERSTON LN, 303, WAXHAW, NC 28173-7214 |
| Name | Verified Name |
|---|---|
| Address | 11712 FIVE CEDARS RD, CHARLOTTE, NC 28226-3607 |
| Document Number | 0000119844 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 2019119844 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 11712 FIVE CEDARS RD, CHARLOTTE, NC 28226-3607 |
| Document Number | 0000070995 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 11712 FIVE CEDARS RD CHARLOTTE NC 282263607, CHARLOTTE, NC 28226-3607 |
| Document Number | 0000070995 |
|---|---|
| Date | Jun 10, 2019 |
| Book Page | 033575/000918 |
| Instrument | 70995 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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