113 W Willow St, Normal, IL 61761 Property Records

McLean County property record for 113 W Willow St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	16 bd · 3,720 sqft · built 1985
Lot Size	0.18 acres (7,843 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Jan 2020)
Tax Bill	$8,389 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-28-276-003`

Property Details

APN / Parcel Number

Primary APN	`14-28-276-003`

Interior

Bedrooms	16 Beds
Units	8 Units
Stories	2 Stories
Building Area	3,720 sqft Living Area
1st Floor Area	1,860 sqft
Basement Area	1,860 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,843 sqft (0.18 acres)
Lot Dimensions	132 ft deep x 59 ft wide

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	113 W WILLOW ST
City	NORMAL
State	IL
Zip	61761-5389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3A
Legal Description	FIRST ADD TO NORMAL (EX W7) LOT 7 BLK 27
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	FIRST ADD
Legal Block	27
Legal Lot Number	7
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1005
Census Tract	106

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1902 WOODFIELD RD, BLOOMINGTON, IL 61704-2450
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Nov 30, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	May 29, 2015 · Amount on Record
Deed Document Number	20201655
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	113 W WILLOW ST, NORMAL, IL 61761-5389
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007504
Date	Mar 30, 2021
Instrument	2021-00007504

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 30, 2021
Property Address	113 W WILLOW ST, NORMAL, IL 61761-5389
Document Number	202100028210
Instrument Date	Nov 17, 2021
Instrument	2021-00028210
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 24, 2020
Property Address	113 W WILLOW ST, NORMAL, IL 61761-5389
Document Number	202000001655
Instrument Date	Jan 6, 2020
Instrument	2020-00001655
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8045 DICKIE DR, JACKSONVILLE, FL 32216-5396

Mortgage

Document Number	202000001657
Date	Jan 24, 2020
Instrument	2020-00001657

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,769 (+21.89%) Land $30,597 Building $82,172	$338,307 (+21.89%) Land $91,791 Building $246,516
2024	$8,389.00 (+5.95%)
2023	$7,918.00 (+5.46%)	$92,519 (+10.69%) Land $25,103 Building $67,416	$277,557 (+10.69%) Land $75,309 Building $202,248
2022	$7,508.00	$83,584 Land $22,679 Building $60,905	$250,752 Land $68,037 Building $182,715

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Watch TV.

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