118 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 118 Tower St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,322 sqft · built 1959
Lot Size0.338 acres (14,712 sqft)
OwnerIndividual Name on File
Last Sale$1,546 (Apr 2026)
Tax Bill$2,815 (2025)
Deeds & MortgagesApr 2026 Foreclosure
Oct 2021 Refinance
Flood ZoneZone X (minimal risk)
APNWEST M:58 B:38

Property Details

APN / Parcel Number

Primary APNWEST M:58 B:38
Alternative APNs
  • M:058 B:38 L
  • 19019901

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,322 sqft Living Area
Gross Area2,786 sqft

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,712 sqft (0.338 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number19019901
Street Address118 TOWER ST
CityWESTERLY
StateRI
Zip02891-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block38
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2002
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:58 B:38

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address118 TOWER ST, WESTERLY, RI 02891-1928
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2026Public Action, Foreclosure
Oct 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 15, 2026 · Amount on Record
Deed SaleApr 15, 2026 · Amount on Record
Prior SaleSep 15, 1995 · Amount on Record
Deed Book / Page2026 / 5081
Record UpdatedSep 20, 2026

April 2026: Public Action, Foreclosure

Document TypePublic Action
JurisdictionWESTERLY RI
Recording DateApr 15, 2026
Property Address118 TOWER ST, WESTERLY, RI 02891-1928
Document Number02026-5081
Book / Page2026 / 5081
Instrument DateApr 15, 2026
Instrument20261143
Transaction TypeForeclosure
Record UpdatedAug 06, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address118 TOWER ST, WESTERLY, RI 02891-1928
Transaction TypeMortgage
Record UpdatedNov 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021-26154
DateOct 21, 2021
Book Page2021/26154
Instrument2021-5837
Lender
NameMUTUAL OF OMAHA MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,815.00 (+4.26%)$361,800 (+36.17%) Land $146,500 Building $215,300
2023$2,700.00 (+0.6%)$265,700 (-) Land $105,300 Building $160,400
2022$2,684.00$265,700 Land $105,300 Building $160,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Tower St

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