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112 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 112 Tower St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property TypeResidential > Multi-Unit > Duplex
Bedrooms6 Beds
Bathrooms2 Baths
Architecture StyleDuplex Single
Year BuiltBuilt 1926
Square Footage2,128 sqft Living Area
Lot Size23,860 sqft (0.548 acres)
Last Sale$166,299 (2017)
Tax Bill$3,031.00 (2025)

Property Details

APN / Parcel Number

Primary APNWEST M:58 B:36
Alternative APNs
  • M:058 B:36 L
  • 7129010

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Units2 Units
Building Area2,128 sqft Living Area
Gross Area4,622 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Architectural StyleDuplex Single Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area23,860 sqft (0.548 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number7129010
Street Address112 TOWER ST
CityWESTERLY
StateRI
Zip02891-1928
Property UsageResidential Property Usage
TypeResidential > Multi-Unit > Duplex
Legal Block36
JurisdictionWESTERLY RI
Minor Civil DivisionWESTERLY
Census Blockgroup2
Census Block2002
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:58 B:36

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12 RIVERVIEW AVE, WESTERLY, RI 02891-3219
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
JEWETT CITY SAVINGS BANK
Feb 05, 2021Deed of Trust, Mortgage · Stand Alone Refinance
WESTERLY COMMUNITY CU
Jan 19, 2018Deed of Trust, Mortgage · Line of Credit
WESTERLY COMMUNITY CU
Mar 03, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 03, 2017 · Amount on Record
Deed SaleMar 03, 2017 · Amount on Record
Prior SaleJan 26, 2016 · Amount on Record
Deed Doc Number2017908
Deed Book / Page2017 / 3743
Record RefreshedSep 20, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address112 TOWER ST, WESTERLY, RI 02891-1928
Transaction TypeMortgage
Record UpdatedAug 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023-10780
DateAug 16, 2023
Book Page2023/10780
Instrument2023-2687
Lender
NameJEWETT CITY SAVINGS BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueSep 01, 2053
Interest
Rate TypeAdjustable Rate
Rate5.38%
Type Change DateSep 01, 2028
Index1-Year CMT

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address112 TOWER ST, WESTERLY, RI 02891-1928
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02021-2969
DateFeb 05, 2021
Book Page2021/2969
Instrument2021-664
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTERLY RI
Property Address112 TOWER ST, WESTERLY, RI 02891-1928
Transaction TypeMortgage
Record UpdatedJun 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02018-1021
DateJan 19, 2018
Book Page2018/1021
Instrument248
Lender
NameWESTERLY COMMUNITY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateMar 03, 2017
Property Address112 TOWER ST, WESTERLY, RI 02891-1928
Document Number2017-3743
Book / Page002017 / 003743
Instrument DateFeb 28, 2017
Instrument908
Transaction TypeTransfer
Record UpdatedMar 21, 2017

Transaction

AmountAmount Recorded
Tax$166.30
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 432 ASHAWAY RI 028040005, ASHAWAY, RI 02804-0005

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,031.00 (+11.56%)$389,600 (+45.7%) Land $148,900 Building $240,700
2023$2,717.00 (+0.59%)$267,400 (-) Land $107,700 Building $159,700
2022$2,701.00$267,400 Land $107,700 Building $159,700

Flood & Wildfire

112 Tower St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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