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116 Tower St, Westerly, RI 02891 Property Records

Westerly Town property record for 116 Tower St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,826 sqft · built 1954
Lot Size0.638 acres (27,780 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Sep 2021)
Tax Bill$3,377 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNWEST M:58 B:37

Property Details

APN / Parcel Number

Primary APNWEST M:58 B:37
Alternative APNs
  • M:058 B:37 L
  • 3297662

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,826 sqft Living Area
Gross Area3,244 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,780 sqft (0.638 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3297662
Street Address116 TOWER ST
CityWESTERLY
StateRI
Zip02891-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block37
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group2
Census Block2002
Census Tract50801

Owner

Source: Westerly Town records · APN WEST M:58 B:37

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address116 TOWER ST, WESTERLY, RI 02891-1928
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2021Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Aug 19, 2019Warranty Deed, Transfer · FHA Mortgage
EASTERN BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 02, 2021 · Amount on Record
Deed SaleSep 02, 2021 · Amount on Record
Prior SaleAug 19, 2019 · Amount on Record
Deed Document Number20215018
Deed Book / Page2021 / 22479
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateSep 02, 2021
Property Address116 TOWER ST, WESTERLY, RI 02891-1928
Document Number2021-22479
Book / Page2021 / 22479
Instrument DateAug 30, 2021
Instrument2021-5018
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety

Mortgage

Document Number20215019
DateSep 02, 2021
Instrument2021-5019
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateAug 19, 2019
Property Address116 TOWER ST, WESTERLY, RI 02891-1928
Document Number2019-3328
Book / Page002019 / 013328
Instrument DateAug 19, 2019
Instrument3416
Transaction TypeTransfer
Record UpdatedSep 04, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$260.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address116 TOWER ST WESTERLY RI 028911928, WESTERLY, RI 02891-1928

Mortgage

Document Number2019-3330
DateAug 19, 2019
Book Page002019/013330
Instrument3417
Lender
NameEASTERN BK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2049

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,377.00 (-1.03%)$434,000 (+29.24%) Land $149,900 Building $284,100
2023$3,412.00 (+0.59%)$335,800 (-) Land $108,700 Building $227,100
2022$3,392.00$335,800 Land $108,700 Building $227,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 213 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFiber980 / 880
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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