118 Starting Gate Pt, Georgetown, KY 40324 Property Records

Scott County property record for 118 Starting Gate Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,411 sqft · built 2010
Lot Size	0.2 acres (8,712 sqft)
Owner	Trust Name on File
Last Sale	$220,000 (Nov 2020)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`164-40-041.000`

Property Details

APN / Parcel Number

Primary APN	`164-40-041.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,411 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	118 STARTING GATE PT
City	GEORGETOWN
State	KY
Zip	40324-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	66
Legal Unit	8B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

118 Starting Gate Pt is owner-occupied and held in a trust since November 2020.

Source: Scott County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit UNITED SAVINGS BANK
Jan 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 16, 2020	Deed, Transfer
Sep 4, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2020 · Amount on File
Deed Sale	Nov 16, 2020 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	2020424301
Deed Book / Page	419 / 477
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1502/267
Date	Apr 16, 2020
Book Page	M1502/267
Instrument	414815

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	168 Months
Due	Apr 1, 2034

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Jun 13, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1426/274
Date	Jan 25, 2019
Book Page	M1426/274
Instrument	395991

Lender

Name	UNION SAVINGS BANK
Type	Credit Union
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2034

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Nov 16, 2020
Property Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D419/477
Book / Page	D419 / 477
Map Reference	CAB 8 SL 321
Instrument Date	Nov 11, 2020
Instrument	424301
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 STARTING GATE PT, 118, GEORGETOWN, KY 40324-8028

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 4, 2020
Property Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D417/353
Book / Page	D417 / 353
Map Reference	CAB 8 SL 862
Instrument Date	Aug 31, 2020
Instrument	421209
Transaction Type	Transfer
Record Updated	Jun 13, 2022

Transaction

Amount	Amount on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2397 N THTHOMAS AVE, 2397, FORT THOMAS, KY 41075

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Tax Assessment & Valuation

The 2025 property tax bill for 118 Starting Gate Pt was $1,606 with a homeowner's exemption.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,500 (-)	$229,500 (-)
2025	$1,606.00 Homeowner's exemption	$229,500	$229,500
2023	$1,574.00 (+1.09%) Homeowner's exemption	$220,000 (-) Land $37,500 Building $182,500	$220,000 (-) Land $37,500 Building $182,500
2022	$1,557.00 Homeowner's exemption	$220,000 Land $35,000 Building $185,000	$220,000 Land $35,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Starting Gate Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Starting Gate Pt is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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