115 Starting Gate Pt, Georgetown, KY 40324 Property Records

Scott County property record for 115 Starting Gate Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,970 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2018)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Sep 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`164-40-030.000`

Property Details

APN / Parcel Number

Primary APN	`164-40-030.000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,970 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	115 STARTING GATE PT
City	GEORGETOWN
State	KY
Zip	40324-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	36
Legal Unit	8B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	115 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2018	Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV
Sep 21, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 30, 2018	Warranty Deed, Transfer · FHA Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2018 · Amount on Record
Deed Sale	Jan 30, 2018 · Amount on Record
Prior Sale	Nov 19, 2007 · Amount on Record
Deed Document Number	2018381648
Deed Book / Page	394 / 560
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	115 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1378/473
Date	Jan 30, 2018
Book Page	M1378/473
Instrument	381650

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	12%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	115 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1542/487
Date	Sep 21, 2020
Book Page	M1542/487
Instrument	421809

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Feb 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT KY
Recording Date	Jan 30, 2018
Property Address	115 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	D394/560
Book / Page	D394 / 560
Map Reference	CAB8 SL321
Instrument Date	Jan 25, 2018
Instrument	381648
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 LOCH LOMOND DR, 118, GEORGETOWN, KY 40324-8501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Mortgage

Document Number	381649
Date	Jan 30, 2018
Instrument	381649

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,900 (-)	$275,900 (-)
2025	$2,457.00 (+6.64%)	$275,900 (+8.54%)	$275,900 (+8.54%)
2023	$2,304.00 (+25.15%)	$254,200 (+19.74%) Land $37,500 Building $216,700	$254,200 (+19.74%) Land $37,500 Building $216,700
2022	$1,841.00	$212,300 Land $35,000 Building $177,300	$212,300 Land $35,000 Building $177,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 92% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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