114 Starting Gate Pt, Georgetown, KY 40324 Property Records

Scott County property record for 114 Starting Gate Pt, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,145 sqft · built 2007
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$256,000 (Feb 2024)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`164-40-032.000`

Property Details

APN / Parcel Number

Primary APN	`164-40-032.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,145 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	114 STARTING GATE PT
City	GEORGETOWN
State	KY
Zip	40324-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE PADDOCKS
Legal Subdivision	THE PADDOCKS
Legal Lot Number	68
Legal Unit	8B
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2006
Census Tract	40607

Owner

114 Starting Gate Pt is owned and occupied by two individuals who bought it in February 2024.

Source: Scott County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Feb 20, 2024	Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION
Aug 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage COMMONWEALTH CREDIT UNION
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage METRO EMPLOYEES CU INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on File
Deed Sale	Feb 20, 2024 · Amount on File
Prior Sale	Feb 20, 2024 · Amount on File
Deed Document Number	2024493398
Deed Book / Page	447 / 376
Prior Transfer Date	Jul 9, 2021
Prior Transfer Doc	D426/182
Record Updated	Oct 29, 2026

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 20, 2024
Property Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D447/376
Book / Page	D447 / 376
Map Reference	CAB 8 SL 362
Instrument Date	Feb 16, 2024
Instrument	493398
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Mortgage

Document Number	0000493401
Date	Feb 20, 2024
Instrument	493401

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Feb 20, 2024
Property Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	00D447/373
Book / Page	D447 / 373
Map Reference	CAB 8 SL 362
Instrument Date	Jan 30, 2024
Instrument	493395
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Tax	$256.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984
Investor	Possibly a Property Investor

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	HIGH STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1714/342
Date	Oct 13, 2022
Book Page	M1714/342
Instrument	460168

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1627/274
Date	Aug 2, 2021
Book Page	M1627/274
Instrument	439992

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union
Address	FRANKFORT, KY 40602

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCOTT KY
Recording Date	Aug 2, 2021
Property Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Document Number	D426/182
Book / Page	D426 / 182
Map Reference	CAB 8 SL 362
Instrument Date	Jul 9, 2021
Instrument	439990
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$76.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1337 NEWTOWN PIKE, 1337, GEORGETOWN, KY 40324-8700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028

Mortgage

Document Number	439991
Date	Aug 2, 2021
Instrument	439991

Lender

Name	COMMONWEALTH CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT KY
Property Address	114 STARTING GATE PT, GEORGETOWN, KY 40324-8028
Transaction Type	Mortgage
Record Updated	Apr 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1588/263
Date	Mar 15, 2021
Book Page	M1588/263
Instrument	430291

Lender

Name	METRO EMPLOYEES CU INC
Type	Credit Union
Address	LEXINGTON, KY 40504

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 114 Starting Gate Pt was $2,280.

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,000 (-)	$256,000 (-)
2025	$2,280.00	$256,000	$256,000
2023	$1,568.00 (+9.8%)	$173,000 (+5.04%) Land $37,500 Building $135,500	$173,000 (+5.04%) Land $37,500 Building $135,500
2022	$1,428.00	$164,700 Land $35,000 Building $129,700	$164,700 Land $35,000 Building $129,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 114 Starting Gate Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 114 Starting Gate Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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