118 Regency Park, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 118 Regency Park, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	738 sqft · built 1964
Lot Size	0.01 acres (428 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Jul 2021)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04202-0000-00001-0000-C0118`

Property Details

APN / Parcel Number

Primary APN	`48-04202-0000-00001-0000-C0118`
Alternative APN	`4804202000000001C0118`

Interior

Building Area	738 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	428 sqft (0.01 acres)

Location & Zoning

Street Address	118 REGENCY PARK
City	RAMSEY
State	NJ
Zip	07446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REGENCY PARK
Legal Block	4202
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3001
Census Tract	44202

Owner

118 Regency Park is owned and occupied by an individual who bought it in July 2021.

Source: Bergen County and Ramsey Borough records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	118 REGENCY PARK, RAMSEY, NJ 07446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2021 · Amount on File
Deed Sale	Jul 13, 2021 · Amount on File
Prior Sale	Aug 27, 2007 · Amount on File
Deed Document Number	2021112162
Deed Book / Page	4267 / 1468
Record Updated	Oct 29, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 13, 2021
Property Address	118 REGENCY PARK, RAMSEY, NJ 07446
Document Number	0042671468
Book / Page	4267 / 1468
Instrument Date	Jun 25, 2021
Instrument	2021112162
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	EVERGREEN LAND TTL SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,364.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 PINECREST DR, WOODCLIFF LAKE, NJ 07677-8220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 REGENCY PARK, RAMSEY, NJ 07446

Mortgage

Document Number	2021112163
Date	Jul 13, 2021
Instrument	2021112163

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 118 Regency Park was $5,479, up 3.6% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,100 (+4.13%) Land $160,000 Building $117,100	$277,100 (+4.13%) Land $160,000 Building $117,100
2025	$5,479.00 (+3.61%)	$266,100 Land $150,000 Building $116,100	$266,100 Land $150,000 Building $116,100
2024	$5,288.00
2023		$187,400 Land $105,000 Building $82,400	$187,400 Land $105,000 Building $82,400
2022	$4,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Regency Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Regency Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20