113 Regency Park, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 113 Regency Park, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details756 sqft · built 1964
Lot Size0.014 acres (619 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Dec 2024)
Tax Bill$5,644 (2025)
Deeds & MortgagesJan 2019 Refinance
Flood ZoneZone X (minimal risk)
APN48-04202-0000-00001-0000-C0113

Property Details

APN / Parcel Number

Primary APN48-04202-0000-00001-0000-C0113
Alternative APN
  • 4804202000000001C0113

Interior

Building Area756 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleCondo/Apartment
Lot Area619 sqft (0.014 acres)

Location & Zoning

Street Address113 REGENCY PARK
CityRAMSEY
StateNJ
Zip07446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionREGENCY PARK
Legal Block4202
Legal Lot Number1
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group3
Census Block3000
Census Tract44202

Owner

113 Regency Park is owned and occupied by an individual who bought it in December 2024.

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address113 REGENCY PARK, RAMSEY, NJ 07446
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 24, 2024 · Amount on File
Deed SaleDec 24, 2024 · Amount on File
Prior SaleJan 15, 2019 · Amount on File
Deed Document Number202476301
Deed Book / Page5390 / 1255
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address113 REGENCY PARK, RAMSEY, NJ 07446
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031560694
DateJan 15, 2019
Book Page3156/694
Instrument2019-003756.01
Lender
NameCOLUMBIA BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 113 Regency Park was $5,644, up 4.1% from the year before.

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,200 (+4.05%) Land $160,000 Building $125,200$285,200 (+4.05%) Land $160,000 Building $125,200
2025$5,644.00 (+4.08%)$274,100 Land $150,000 Building $124,100$274,100 Land $150,000 Building $124,100
2024$5,423.00
2023$192,200 Land $105,000 Building $87,200$192,200 Land $105,000 Building $87,200
2022$5,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Regency Park in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Regency Park is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMSEY WATER DEPT
serves 15,207 people · EPA ID NJ0248001
Water SourcePurchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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