115 Regency Park, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 115 Regency Park, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	738 sqft · built 1964
Lot Size	0.012 acres (540 sqft)
Owner	2 Individuals on Record
Last Sale	$205,000 (Feb 2016)
Tax Bill	$5,479 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-04202-0000-00001-0000-C0115`

Property Details

APN / Parcel Number

Primary APN	`48-04202-0000-00001-0000-C0115`
Alternative APN	`4804202000000001C0115`

Interior

Building Area	738 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Condo/Apartment
Lot Area	540 sqft (0.012 acres)

Location & Zoning

Street Address	115 REGENCY PARK
City	RAMSEY
State	NJ
Zip	07446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REGENCY PARK
Legal Block	4202
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	3
Census Block	3000
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	115 REGENCY PARK, RAMSEY, NJ 07446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2016 · Amount on Record
Deed Sale	Feb 24, 2016 · Amount on Record
Prior Sale	Oct 2, 2015 · Amount on Record
Deed Document Number	201615303
Deed Book / Page	2194 / 1402
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	115 REGENCY PARK, RAMSEY, NJ 07446
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039270315
Date	Jan 25, 2021
Book Page	3927/315
Instrument	21-010224

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,100 (+4.13%) Land $160,000 Building $117,100	$277,100 (+4.13%) Land $160,000 Building $117,100
2025	$5,479.00 (+3.61%)	$266,100 (+42%) Land $150,000 Building $116,100	$266,100 (+42%) Land $150,000 Building $116,100
2024	$5,288.00 (+7.59%)
2023		$187,400 Land $105,000 Building $82,400	$187,400 Land $105,000 Building $82,400
2022	$4,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20