Volusia County property record for 118 N St Andrews Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,502 sqft · built 1980 |
| Lot Size | 0.322 acres (14,014 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $615,000 (Feb 2025) |
| Tax Bill | $6,834 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3242-26-00-0720 |
| Primary APN | 3242-26-00-0720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,502 sqft Living Area |
| Gross Area | 3,030 sqft |
| 1st Floor Area | 2,502 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 14,014 sqft (0.322 acres) |
| Lot Dimensions | 143 ft deep x 98 ft wide |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 278 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3014120 |
|---|---|
| Street Address | 118 N ST ANDREWS DR |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-3841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 72 TOMOKA OAKS UNIT 7C MB 35 PGS 46-47 INC PER OR 4910 PG 1419 PER OR 5851 PG 4733 PER OR 7031 PG 0887 PER OR 7128 PG 3145 PER OR 8666 PG 3346 |
| Legal Range | 32E |
| Legal Township | 13S |
| Legal Section | 42 |
| Legal Subdivision | TOMOKA OAKS UNIT 7C MB |
| Legal Tract | 26 |
| Legal Lot Number | 72 |
| Legal Unit | 7 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 80807 |
Source: Volusia County records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 118 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · VA Mortgage CMG MORTGAGE INC |
| Jan 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2025 · Amount on Record |
| Deed Sale | Feb 19, 2025 · Amount on Record |
| Prior Sale | Jun 16, 2015 · Amount on Record |
| Deed Document Number | 202530115 |
| Deed Book / Page | 8666 / 3346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 118 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Document Number | 0000073599 |
| Book / Page | 8844 / 2824 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 202673599 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 118 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Document Number | 0000073599, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 8844/2824 |
| Instrument | 202673599 |
| Name | CMG MORTGAGE INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 118 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0081873885 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 8187/3885 |
| Instrument | 2022010697 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2042 |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,150 (+1.56%) Land $56,526 Building $367,624 | $424,150 (+1.56%) Land $56,526 Building $367,624 | |
| 2025 | $6,834.00 (+74.03%) | $417,648 (+47.98%) Land $56,526 Building $361,122 | $417,648 (-5.66%) Land $56,526 Building $361,122 |
| 2023 | $3,927.00 (+3.15%) Homeowner's exemption | $282,227 (+3%) | $442,714 (+5.11%) Land $66,620 Building $376,094 |
| 2022 | $3,807.00 Homeowner's exemption | $274,007 | $421,211 Land $66,620 Building $354,591 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 11 (1987–2024) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Hotwire Communications, Verizon.
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