110 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 110 N St Andrews Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,263 sqft · built 1975
Lot Size	0.315 acres (13,720 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Jun 2026)
Tax Bill	$4,724 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3242-10-20-0200`

Property Details

APN / Parcel Number

Primary APN	`3242-10-20-0200`
Alternative APNs	`32134210200200` `42133210200200` `3002261.0` `3002261`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,263 sqft Living Area
Gross Area	2,863 sqft
1st Floor Area	2,263 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1984
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,720 sqft (0.315 acres)
Lot Dimensions	140 ft deep x 98 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	322 sqft
Patio Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3002261
Street Address	110 N ST ANDREWS DR
City	ORMOND BEACH
State	FL
Zip	32174-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 BLK 20 UNIT 2 TOMOKA OAKS COUNTRY CLUB ESTATES MB 31 PGS 164-166 INC PER OR 3984 PGS 1394-1395 PER OR 4591 PG 1678 PER OR 7647 PG 3868 PER OR 8348 PG 2865
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA OAKS COUNTRY CLUB ESTATE
Legal Tract	10
Legal Block	20
Legal Lot Number	20
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3006
Census Tract	80807

Owner

Source: Volusia County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 23, 2019	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Dec 21, 2022 · Amount on Record
Deed Document Number	202698716
Deed Book / Page	8860 / 3769
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2331 S PALMETTO AVE, SOUTH DAYTONA, FL 32119-3009

Mortgage

Document Number	0080144299
Date	Mar 26, 2021
Book Page	8014/4299
Instrument	2021-068104

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jun 2, 2026
Property Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841
Document Number	0000098716
Book / Page	8860 / 3769
Instrument Date	May 18, 2026
Instrument	202698716
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	DAYTONA BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420,665.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841

Mortgage

Document Number	0000098717,
Date	Jun 2, 2026
Instrument	202698717

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Dec 21, 2022
Property Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841
Document Number	0083482865
Book / Page	8348 / 2865
Map Reference	MB 31 PG 164-166
Instrument Date	Dec 15, 2022
Instrument	2022280696
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	SMART TITLE SERVICES, SMARTTITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2331 S PALMETTO AVE, SOUTH DAYTONA, FL 32119-3009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841

Mortgage

Document Number	0083482867
Date	Dec 21, 2022
Instrument	8348/2867

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Jan 23, 2019
Property Address	110 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3841
Document Number	0076473868
Book / Page	7647 / 3868
Map Reference	MB 31 PG 164-166
Instrument Date	Jan 18, 2019
Instrument	2019-013915
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5020 CLARK RD # 51, 51, SARASOTA, FL 34233-3231

Mortgage

Document Number	2019013916
Date	Jan 23, 2019
Instrument	2019-013916

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,117 (-0.31%) Land $56,526 Building $273,591	$330,117 (-0.31%) Land $56,526 Building $273,591
2025	$4,724.00 (-9.07%) Homeowner's exemption	$331,146 (-7.98%) Land $56,526 Building $274,620	$331,146 (-7.98%) Land $56,526 Building $274,620
2023	$5,195.00 (+1.23%) Homeowner's exemption	$359,881 (+5.82%) Land $66,620 Building $293,261	$359,881 (+5.82%) Land $66,620 Building $293,261
2022	$5,132.00	$340,085 Land $66,620 Building $273,465	$340,085 Land $66,620 Building $273,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	11 (1987–2024)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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