113 N St Andrews Dr, Ormond Beach, FL 32174 Property Records

Volusia County property record for 113 N St Andrews Dr, Ormond Beach, FL 32174

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1976
Lot Size	0.298 acres (13,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Aug 2025)
Tax Bill	$1,707 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3242-10-21-0090`

Property Details

APN / Parcel Number

Primary APN	`3242-10-21-0090`
Alternative APNs	`32134210210090` `42133210210090` `3002377.0` `3002377`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,593 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,593 sqft
Flooring	Combination, Other
Interior Walls	Plaster

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,000 sqft (0.298 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	390 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3002377
Street Address	113 N ST ANDREWS DR
City	ORMOND BEACH
State	FL
Zip	32174-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42-13-32 LOT 9 BLK 21 UNIT 2 TOMOKA OAKS COUNTRY CLUB ESTATES MB 31 PG 166 PER OR 4842 PG 2102 PER OR 6194 PGS 4434-4435 PER OR 6911 PG 0212 PER OR 7849 PG 0990 PER OR 8747 PG 1745
Legal Range	32E
Legal Township	13S
Legal Section	42
Legal Subdivision	TOMOKA OAKS COUNTRY CLUB ESTATE
Legal Tract	10
Legal Block	21
Legal Lot Number	9
Legal Unit	2
Jurisdiction	VOLUSIA FL
Township / Civil Division	ORMOND BEACH
Census Block Group	3
Census Block	3002
Census Tract	80807

Owner

Source: Volusia County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2025	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Warranty Deed, Transfer · Conventional Mortgage SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2025 · Amount on Record
Deed Sale	Aug 28, 2025 · Amount on Record
Prior Sale	Apr 4, 2002 · Amount on Record
Deed Document Number	2025162384
Deed Book / Page	8747 / 1745
Prior Transfer Date	Jan 30, 2008
Prior Transfer Doc	0061944434
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Aug 28, 2025
Property Address	113 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3840
Document Number	0087471745
Book / Page	8747 / 1745
Map Reference	MB 31 PG 164
Instrument Date	Aug 25, 2025
Instrument	2025162384
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	REALTY PRO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 DOLPHIN AVE, ORMOND BEACH, FL 32176-2108

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3840

Mortgage

Document Number	0087471747
Date	Aug 28, 2025
Instrument	8747/1747

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 6, 2020
Property Address	113 N ST ANDREWS DR, ORMOND BEACH, FL 32174-3840
Document Number	0078490990
Book / Page	007849 / 000990
Instrument Date	Apr 30, 2020
Instrument	83235
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HOLDING CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,768.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	113 N ST ANDREWS DR ORMOND BEACH FL 321743840, ORMOND BEACH, FL 32174-3840

Mortgage

Document Number	78490992
Date	May 6, 2020
Book Page	007849/000992
Instrument	83236

Lender

Name	SYNERGY ONE LNDG
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Ormond Beach City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,016 (+110.18%) Land $48,985 Building $270,031	$319,016 (+14.15%) Land $48,985 Building $270,031
2025	$1,707.00 (+4.66%) Homeowner's exemption Widower's exemption	$151,784 (+2.9%)	$279,476 (-1.95%) Land $50,500 Building $228,976
2024	$1,631.00 (+3.56%) Homeowner's exemption Widower's exemption	$147,507 (+3%)	$285,020 (+3.39%) Land $50,500 Building $234,520
2023	$1,575.00 (-0.76%) Senior Citizen's exemption	$143,211 (+3%)	$275,667 (+8.35%) Land $49,490 Building $226,177
2022	$1,587.00 Senior Citizen's exemption	$139,040	$254,421 Land $49,490 Building $204,931

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 48 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	11 (1987–2024)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORMOND BEACH serves 59,744 people · EPA ID FL3640963
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35

May also be available: Hotwire Communications, Verizon.

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