Monroe County property record for 118 N Hammock Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1964 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,500 (Nov 2016) |
| Tax Bill | $3,046 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00403360-000000 |
| Primary APN | 00403360-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plywood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Reinforced Concrete |
| Roof Material | Other |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Patio Area | 42 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 1495662 |
|---|---|
| Old Parcel Number | 27633700403360000000 |
| Street Address | 118 N HAMMOCK RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE HAMMOCK PB3-50 UPPER MATECUMBE LOT 31 OR260-424/426 OR552-114 OR769-1292/1293 OR1914-793/94T/C OR2050-1568 OR2824-1210 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 27 |
| Legal Subdivision | HAMMOCK, THE |
| Legal Lot Number | 31 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 970900 |
118 N Hammock Rd is owned and occupied by an individual who bought it in November 2016.
Source: Monroe County records, as of December 5, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 118 N HAMMOCK RD, ISLAMORADA, FL 33036-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on File |
| Deed Sale | Nov 4, 2016 · Amount on File |
| Prior Sale | Oct 15, 2004 · Amount on File |
| Deed Document Number | 2098369 |
| Deed Book / Page | 2824 / 1210 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $276,563 | $542,451 Land $358,338 Building $184,113 | |
| 2024 | $3,046.00 (+0.83%) | ||
| 2023 | $3,021.00 (+1.65%) Homeowner's exemption | $260,941 (+3%) | $544,390 (+29.36%) Land $376,050 Building $168,340 |
| 2022 | $2,972.00 Homeowner's exemption | $253,341 | $420,847 Land $250,700 Building $170,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 118 N Hammock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 387 units insured incl. 122 condo units |
| Nearby Flood Claims | 582 (1982–2022) |
| Claims Outside the SFHA | 21 of 582 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 N Hammock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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