Monroe County property record for 129 N Hammock Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,596 sqft · built 1984 |
| Lot Size | 0.271 acres (11,806 sqft) |
| Owner | Trust Name on File |
| Last Sale | $9,000 (Feb 1979) |
| Tax Bill | $2,308 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00094530-000000 |
| Primary APN | 00094530-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,596 sqft Living Area |
| Gross Area | 2,982 sqft |
| 1st Floor Area | 2,596 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 11,806 sqft (0.271 acres) |
| Garage Type | Attached |
| Garage Area | 386 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 489 sqft |
| Deck Area | 40 sqft |
| Patio Area | 91 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1109720 |
|---|---|
| Street Address | 129 N HAMMOCK RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | 27 63 37 ISLAND OF UPPER MATECUMBE PT GOV LOT 1 OR326-362 OR430-1081 OR512-1078 OR619-455D/C OR785-815 OR2743-1439/41 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 27 |
| Legal Subdivision | ISLAND UPPER MATECUMBE BAY |
| Legal Lot Number | 1 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 970900 |
129 N Hammock Rd is owner-occupied and held in a trust since June 2015.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 129 N HAMMOCK RD, ISLAMORADA, FL 33036-3507 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 1979 · Amount on File |
| Deed Sale | Feb 1, 1979 · Amount on File |
| Deed Book / Page | 785 / 815 |
| Last Transfer Date | Jun 1, 2015 |
| Transfer Doc | 0027431446 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $190,926 | $905,883 Land $558,896 Building $346,987 | |
| 2024 | $2,308.00 (+0.92%) | ||
| 2023 | $2,287.00 (+1.51%) Homeowner's exemption | $180,142 (+3%) | $911,988 (+27.1%) Land $586,522 Building $325,466 |
| 2022 | $2,253.00 Homeowner's exemption | $174,896 | $717,533 Land $391,015 Building $326,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 129 N Hammock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 265 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 387 units insured incl. 122 condo units |
| Nearby Flood Claims | 582 (1982–2022) |
| Claims Outside the SFHA | 21 of 582 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 129 N Hammock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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